Property Type: Land / LotOwnership: Freehold

305 RICHIE Road

Rossland, BC V0G1Y0

$529,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
5.93 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,508.9

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Listing Information

MLS®
10378316
Listed
March 10, 2026
Time on market
On the market for 174 days
Data last synced
August 28, 2026

Listing provided by: Mountain Town Properties Ltd. · Data source: CREA DDF.

Description

Wake up to jaw-dropping panoramic views of Red, Granite, Grey and Kirkup Mountains—nature’s postcard right outside your window. Servicing work completed: Well has been drilled and capped. Electricity delivered to the building site. Driveway roughed in. Septic planned. Included in the package price are building plans for a 960 sq ft SECONDARY dwelling (maximum per RDKB bylaw). Outdoor adventure awaits with quick access to RED Mountain Resort for downhill skiing and Blackjack for cross-country trails. Downtown Rossland and endless wilderness biking trails are only minutes away. Located in a growing neighbourhood of beautiful new homes with great neighbours. (id:63159)

Location Insights

Weather

Nearest station: Trail

15°C

Humidity 64%

Wind WNW 5 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

4,140

(2021 Census)

+11% since 2016

Density: 69.3/km²

Dwellings: 2,075

Median household income: $96,000

After-tax: $85,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom3.4% · 140
  • United States of America1.7% · 70
  • Germany1.3% · 55
  • South Africa, Republic of0.7% · 30
  • Poland0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rossland Summit SchoolElementary/Middle2.8 km
des Sept-sommetsElementary/Middle3.0 km
James L Webster ElementaryElementary4.2 km
St Michael's Elementary(Independent)Elementary7.2 km
J Lloyd Crowe SecondaryElementary7.4 km
Kootenay Columbia SecondarySecondary7.8 km
Glenmerry ElementaryElementary10.0 km
Fruitvale ElementaryElementary18.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($27,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$423,200.00
Periodic payment — Principal & Interest (monthly)$2,730.34
Additional monthly expenses (strata, tax, utilities, etc.)$209.08
Total monthly cost$2,939.42
Interest paid over 5-yr term$121,290.34
Balance at end of term$380,669.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,853.28

Cash Needed at Closing

Minimum down payment$27,900
Estimated BC PTT$8,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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