Property Type: Condo / Apartment

3050 Seclusion Bay Road Unit# 105

Westbank, BC V0H2A0

$369,000

1 bed1 bath1 parking384 sqftBuilt 1981
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Amenities

Also listed: Storage - Locker, Laundry - Coin Op, RV Storage

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Strata / maintenance fee
$385/mo
Annual property tax
$2,001.27

Interior

Heating
Electric
Cooling / A/C
Wall unit
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Other, Additional Parking

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level4'1'' x 12'8''
Living roomMain level8'0'' x 9'6''
KitchenMain level8'0'' x 4'10''
FoyerMain level3'9'' x 6'11''
Full bathroomMain level8'0'' x 4'11''
StorageMain level5'5'' x 6'5''
Primary BedroomMain level12'1'' x 8'10''

Listing Information

MLS®
10388592
Listed
May 23, 2026
Time on market
On the market for 100 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Want a recreational lake property just 20 kms away from downtown Kelowna? Well here's your chance. Seclusion Bay is one of the best kept secrets in the Okanagan. This little slice of heaven has over 1200 ft of waterfront for you to enjoy! Located on 14 acres of wooded land with it's own marina, boat storage and a boat launch. Private beach and rec room for you to use anytime. Grassy volleyball/badminton area, roped off swim area and docks to lounge on. If you are looking for privacy and seclusion, this updated 1 bedroom and full bathroom property is waiting for you. Newer kitchen cabinets, stainless steel appliances, newer vanity and backsplash in the bathroom. The lake and beach is right outside your sliding glass door. This rare end unit includes a large, grassy area that overlooks the lake for summer relaxation at it's best with no neighbours on one side! Sold fully furnished with a queen bed in the bedroom and a queen sofa bed in the living room, this property can accommodate 4 guests. Want to make a little extra cash when you're not using it? Well this property makes for a great income earner as well. No restrictions here for short term rentals. Don't wait, ask your favourite Realtor for a showing now and get ready for a great summer on the lake! (id:63159)

Values & Trends

This listing

$961/sqft

Building average

$1,000/sqft

1 active listing(s)

Westbank Centre average

$474/sqft

106 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 85%

Wind ENE calm km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Webber Road ElementaryElementary3.4 km
Our Lady of Lourdes(Independent)Elementary/Middle3.6 km
Glenrosa Middle SchoolMiddle3.6 km
Glenrosa ElementaryElementary4.3 km
Peachland ElementaryElementary4.3 km
Helen Gorman ElementaryElementary5.0 km
Sensisyusten House of Learning(Independent)Elementary6.5 km
Shannon Lake ElementaryElementary6.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed367 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$295,200.00
Periodic payment — Principal & Interest (monthly)$1,904.53
Additional monthly expenses (strata, tax, utilities, etc.)$571.11
Total monthly cost$2,475.64
Interest paid over 5-yr term$84,605.17
Balance at end of term$265,533.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,695.61

Cash Needed at Closing

Minimum down payment$18,450
Estimated BC PTT$5,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,330

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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