Property Type: Mobile / Manufactured

3063 Hornsberger Road Unit# 15

Salmon Arm, BC V1E4M1

$239,500

2 bed2 bath2 parking924 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1

Ownership & Fees

Property type
Mobile / Manufactured
Strata / maintenance fee
$575/mo
Annual property tax
$488.88

Maintenance Fee Includes

Also included: Pad Rental

Interior

Heating
Forced air
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Vinyl

Exterior & Lot

View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc Ensuite bathMain level9'8'' x 8'
Primary BedroomMain level13' x 17'10''
Laundry roomMain level7'3'' x 5'4''
KitchenMain level5'5'' x 15'7''
Dining roomMain level7'8'' x 10'3''
Living roomMain level13'1'' x 14'5''
3pc Ensuite bathMain level7'4'' x 5'
BedroomMain level13'11'' x 9'3''

Listing Information

MLS®
10391720
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Enjoy affordable, peaceful living at #15 Silver Creek Mountain Estates! This beautifully maintained 2 bed/2 bath home offers a rural lifestyle with the convenience of nearby amenities. Property taxes for 2026 were only $350 after the Home Owner Grant, hydro/gas costs averaging $165/month, and one of the lowest pad rents in the Salmon Arm area, this is an exceptional opportunity to enjoy peaceful affordable living. Larger dogs are also permitted with park approval, making this a rare find for pet owners as well. Inside, you'll find a bright, open-concept layout filled with natural light from oversized living and dining room windows. Recent updates completed just last year include new AC unit, new vinyl tile flooring, new skirting, and being professionally levelled. The spacious primary bedroom features a built-in closet and private 4-piece ensuite. A unique second ensuite provides added privacy for guests and is currently set up as an exercise room, with a Murphy bed (optional) for an easy guest room conversion. Step outside to enjoy the large covered deck, complete with catio, low-maintenance yard, storage shed, and peaceful backyard setting. Listen to Silver Creek flowing gently behind the property and easily access nearby forest trails just across a bridge. You are also just a short walk to the elementary school, library, community hall, seniors centre, corner store with gas, and bike path leading to Silver Creek Community Park. Welcome home! (id:63159)

Values & Trends

This listing

$259/sqft

Building average

No other active listings in this building

SW Salmon Arm average

$241/sqft

1 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Silver Creek Elementary SecondaryElementary/Middle214 m
Salmon Arm West ElementaryElementary11.4 km
Salmon Arm StorefrontSecondary13.1 km
Mountain View Christian(Independent)Elementary/Middle13.4 km
Hillcrest ElementaryElementary13.5 km
J.L. Jackson SecondarySecondary14.2 km
Ranchero Elementary JuniorElementary/Middle14.3 km
Shuswap Middle SchoolMiddle14.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,975) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$191,600.00
Periodic payment — Principal & Interest (monthly)$1,236.14
Additional monthly expenses (strata, tax, utilities, etc.)$661.74
Total monthly cost$1,897.88
Interest paid over 5-yr term$54,913.11
Balance at end of term$172,344.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,975
Stress test qualifying rate8.09%
Payment you must qualify for$1,749.59

Cash Needed at Closing

Minimum down payment$11,975
Estimated BC PTT$2,790
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,265

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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