Property Type: Detached HouseOwnership: Freehold

309 12th Avenue

Genelle, BC V0G1G0

$579,000

4 bed2 bath10 parking2,883 sqftBuilt 1950
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.95 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,702

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
OtherBasement19' x 5'6''
Recreation roomBasement8'9'' x 18'3''
StorageBasement9' x 13'4''
Utility roomBasement12' x 18'9''
BedroomBasement13'4'' x 9'
DenMain level11'6'' x 12'6''
Full ensuite bathroomMain level
Full bathroomMain level
BedroomMain level9'6'' x 9'6''
BedroomMain level13'9'' x 9'4''
Dining roomMain level10' x 16'8''
Primary BedroomMain level16'6'' x 16'6''
FoyerMain level19'6'' x 5'6''
Living roomMain level18'9'' x 24'6''
KitchenMain level10'9'' x 18'8''

Listing Information

MLS®
10389843
Listed
June 3, 2026
Time on market
On the market for 90 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Located in quiet Genelle, just a short walk from the park, the store, and public transit sits 309 12th Avenue. This family home is situated on .95 acres of flat, useable land. An abundance of yard space for the kids and pets, parking for all of the vehicles, RV's and toys, and a move-in ready home make this a fantastic package. The roof, furnace, and A/C have all been replaced in the last five years. The main level is all about family and entertaining - open space, large dining table, giant living room with access to your private deck with hot tub - this is the easy life. Three of the bedrooms are on the main level, including an over-sized primary with full ensuite. The second full bathroom has been modernized, and don't miss the den/office/studio at the rear - perfect for a multitude of uses. The basement has a fourth bedroom, small rec space, utility and storage space, plus a massive crawl space for all of your seasonal storage. This package has so much to offer, don't let the opportunity pass you by! Contact your agent for a private viewing today! (id:63159)

Values & Trends

This listing

$201/sqft

Building average

No other active listings in this building

Rivervale/Genelle average

$339/sqft

12 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kinnaird ElementaryElementary9.3 km
J Lloyd Crowe SecondaryElementary11.8 km
St Michael's Elementary(Independent)Elementary12.0 km
Kootenay Columbia SecondarySecondary12.4 km
Glenmerry ElementaryElementary12.6 km
Stanley Humphries SecondarySecondary12.6 km
Twin Rivers ElementaryElementary12.7 km
James L Webster ElementaryElementary13.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$463,200.00
Periodic payment — Principal & Interest (monthly)$2,988.41
Additional monthly expenses (strata, tax, utilities, etc.)$369.17
Total monthly cost$3,357.58
Interest paid over 5-yr term$132,754.45
Balance at end of term$416,649.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,199.32

Cash Needed at Closing

Minimum down payment$32,900
Estimated BC PTT$9,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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