Property Type: Detached HouseOwnership: Freehold

309 KOOTENAY Street

Lardeau, BC V0G1M0

$549,000

3 bed3.5 bath2 parking2,288 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.32 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,915.08

Interior

Heating
Baseboard heaters, Electric, Other
Fireplace
None
Flooring
Carpeted, Linoleum, Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Roof
Vinyl Shingles, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level14'6'' x 14'7''
4pc Ensuite bathSecond level
Partial bathroomSecond level
Living roomSecond level14'6'' x 16'6''
Dining roomSecond level14'6'' x 11'4''
KitchenSecond level13'4'' x 10'3''
Living roomMain level16'9'' x 18'10''
FoyerMain level14'5'' x 11'4''
Laundry roomMain level11'3'' x 9'10''
BedroomMain level9'10'' x 14'6''
BedroomMain level12'2'' x 14'6''
Full bathroomMain level

Listing Information

MLS®
10386187
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Immaculate, one-owner home offering beautiful lake views and an unbeatable location just seconds from the beach and boat launch. Whether you’re searching for the perfect summer getaway or a comfortable year-round residence, this property offers exceptional versatility, only 30 minutes from Kaslo. This well-maintained home features 3 bedrooms and 3 bathrooms across nearly 2,300 sq ft. The upper level showcases a bright, open-concept kitchen, living, and dining area with vaulted ceilings and access to the wraparound deck, perfect for entertaining or relaxing while taking in the lake views to the north. The spacious primary bedroom includes a walk-in closet with attic storage and a private ensuite, while an additional bathroom completes the main living space. The lower level offers a welcoming recreation/family room with high ceilings, along with two bedrooms, a full bathroom, a bar area, and a combined laundry and storage area, ideal for guests or family living. Outside, the property is beautifully maintained with a greenhouse and a garden shed, creating a peaceful and functional outdoor space. Located in a quiet setting without cellular service, the home is serviced by internet, allowing you to stay connected while enjoying a true escape. A rare opportunity to own a meticulously cared-for home in a desirable setting. (id:63159)

Values & Trends

This listing

$240/sqft

Building average

No other active listings in this building

Kaslo North to Gerrard average

$642/sqft

4 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 68%

Wind NE 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jewett ElementaryElementary10.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$356.92
Total monthly cost$3,190.49
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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