Property Type: Detached HouseOwnership: Freehold

3110 1st Avenue

Castlegar, BC V1N2R3

$650,000

3 bed3 full, 2 half bath1,699 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.41 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Forced air
Fireplace
None

Exterior & Lot

View
River view

Parking

Features
Parkade

Room Dimensions

RoomLevelDimensions
2pc BathroomSecond level5'9'' x 6'11''
2pc BathroomSecond level4'11'' x 6'11''
Living roomThird level20'10'' x 18'3''
FoyerSecond level3'1'' x 12'8''
KitchenThird level9'9'' x 18'3''
BedroomSecond level9'9'' x 10'5''
BedroomSecond level9'9'' x 12'6''
Primary BedroomSecond level13'6'' x 13'3''
Laundry roomMain level6'2'' x 9'8''
Family roomMain level13'1'' x 18'2''
DenMain level7'1'' x 9'8''
StorageMain level3'3'' x 4'10''
Full bathroomMain level6'0'' x 8'0''
WorkshopBasement26'8'' x 12'7''
Utility roomBasement26'11'' x 12'0''

Listing Information

MLS®
10394453
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: Mountain Town Properties Ltd. · Data source: CREA DDF.

Description

Waterfront views without the waterfront price! Opportunities like this are hard to find. Enjoy beautiful water views from the living room and the oversized deck, with the shoreline just across a quiet local-only street, offering easy access to the water and a view you'll enjoy for years to come. With 4 bedrooms and 2 bathrooms, there's plenty of room for a growing family, visiting guests, or a home office. The main living area is located on the upper floor to take full advantage of the water views, with the living room opening onto an oversized deck. The spacious basement offers flexibility, whether you envision a workshop, wine cellar, hobby room, ski and bike tuning area, or simply plenty of extra storage. Outside, you'll find a greenhouse, storage shed, and an easy-to-maintain yard, giving you more time to relax and enjoy the peaceful surroundings. Full of character, this well-built home showcases timeless design and solid craftsmanship that's becoming increasingly rare. Lovingly maintained by the same family since 1971, it is now ready to welcome its next chapter. Move-in ready, the home also offers the perfect opportunity to update and personalize it over time, creating a space that truly reflects your style. If you've been searching for a home with character, quality construction, and a truly special setting, this is one you won't want to miss. Come experience it in person. You'll understand what makes it so special. (id:63159)

Values & Trends

This listing

$383/sqft

Building average

No other active listings in this building

South Castlegar average

$328/sqft

31 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 83%

Wind E 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

8,338

(2021 Census)

+3.7% since 2016

Density: 419.6/km²

Dwellings: 3,702

Median household income: $81,000

After-tax: $73,000

Immigrant population: 8.6%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 155
  • United States of America1.1% · 95
  • Portugal0.7% · 55
  • Italy0.5% · 40
  • India0.4% · 35
  • Jamaica0.4% · 30
  • Philippines0.4% · 30
  • Russian Federation0.3% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kinnaird ElementaryElementary2.0 km
Stanley Humphries SecondarySecondary5.5 km
Twin Rivers ElementaryElementary5.5 km
Robson Community SchoolElementary8.1 km
J Lloyd Crowe SecondaryElementary19.2 km
Fruitvale ElementaryElementary19.2 km
Glenmerry ElementaryElementary19.3 km
St Michael's Elementary(Independent)Elementary19.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$85.00
Total monthly cost$3,439.86
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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