Property Type: Detached HouseOwnership: Freehold

3112 Bugaboo Cartwright

Spillimacheen, BC V0A1P0

$599,000

1 bed1.5 bath440 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
1.03 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,023.49

Interior

Heating
Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Vinyl

Exterior & Lot

View
Lake view, Mountain view, River view

Building

Foundation
See Remarks
Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
Partial bathroomMain level3'6'' x 3'6''
SunroomMain level20'0'' x 5'8''
Primary BedroomMain level8'6'' x 9'5''
Living roomMain level12'4'' x 9'5''
KitchenMain level8'6'' x 12'4''
DenMain level9'5'' x 8'6''
FoyerMain level4'5'' x 7'8''

Listing Information

MLS®
10397926
Listed
August 25, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

FEE SIMPLE OWNERSHIP! An opportunity to acquire a wilderness off-grid sanctuary on Dunbar Lake (Big Fish Lake, Columbia Mountains) is rare. With 1.03 acres of private waterfront property, this wooded haven offers peaceful seclusion surrounded by jaw-dropping natural beauty. Start your day in the nostalgia of the screened sun porch, enjoying peaceful lake views and uninterrupted morning coffee punctuated only by the eerie, beautiful echo of the loons. Here, a simple cabin sits, the gentle flow of a spring-fed creek gurgling past, while clear waters lap the shoreline. Built to last, the cozy 20’ x 22’ cottage features robust construction with a durable metal roof, and low maintenance composite siding. Three functional rooms, comprised of an open living, dining and kitchen area, a bedroom, and a den, offer a rustic refuge from the noisy digital world. This self-sufficient cabin features a cozy wood stove, propane cooking and refrigeration, and a separate ‘classic’ outhouse. Water is sourced from the nearby creek or lake. Enjoy the lake with distant views of the oft-snow capped mountains, while enjoying a feeling of solitude. If the silence is a bother; check stock updates via your personal satellite internet. Access for the property owners on the lake is secured via a gated private road, which is a part of the same subdivision. Imagine yourself canoeing a tranquil mountain lake; a rainbow or brook trout tugging your line… Don’t just imagine…"" (id:63159)

Values & Trends

This listing

$1,361/sqft

Building average

No other active listings in this building

Edgewater North average

$456/sqft

15 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Edgewater ElementaryElementary20.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Bigfish (Dunbar) Lake Recreation Site483 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$107.29
Total monthly cost$3,198.93
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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