Property Type: Detached HouseOwnership: Freehold

3163 McCoy Road

West Kelowna, BC V4T1A8

$750,000

3 bed2 bath6 parking1,931 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,603.2

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Aluminum

Building

Roof
Asphalt shingle, Unknown
Water source
Irrigation District
Sewer
Septic tank
Parcel ID (PID)
005-078-237

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerLower level13'5'' x 6'4''
BedroomLower level12'9'' x 9'0''
3pc BathroomLower level5'9'' x 8'3''
Laundry roomLower level11'6'' x 15'8''
Family roomLower level23'11'' x 12'9''
OtherMain level12'11'' x 10'1''
Primary BedroomMain level12'11'' x 10'3''
BedroomMain level10'4'' x 12'10''
3pc BathroomMain level10'4'' x 7'1''
OtherMain level3'2'' x 17'0''
KitchenMain level10'4'' x 11'1''
Dining roomMain level10'4'' x 9'0''
Living roomMain level16'5'' x 16'9''

Listing Information

MLS®
10385946
Listed
May 14, 2026
Time on market
On the market for 109 days
Data last synced
August 31, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Great yard, tons of parking, and a family-friendly location—this corner lot property offers the kind of flexibility that’s hard to find. With 3 bedrooms, Den (4) Bedroom - 2 bathrooms and new floors and paint in the family room / Bedroom (Den) downstairs - All of this with nearly 2,000 square feet, this home is ideal for first-time buyers, growing families, or anyone needing extra room for vehicles, toys, or future plans. The spacious 0.21-acre lot provides excellent RV and boat parking, while the layout offers versatility with rough-ins with a separate entrance already in place for a potential in-law suite. Whether you need space for extended family, guests, or future income potential, the groundwork is already there. Located in a quiet, family-oriented neighborhood close to schools, this home combines practicality with everyday comfort. There’s room to spread out, room to park, and room to grow—something families always appreciate once hockey season and summer road trips arrive. (id:63159)

Values & Trends

This listing

$388/sqft

Building average

No other active listings in this building

Glenrosa average

$380/sqft

44 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Helen Gorman ElementaryElementary257 m
Glenrosa ElementaryElementary1.1 km
Glenrosa Middle SchoolMiddle1.5 km
Webber Road ElementaryElementary2.1 km
Our Lady of Lourdes(Independent)Elementary/Middle3.2 km
Shannon Lake ElementaryElementary4.0 km
Sensisyusten House of Learning(Independent)Elementary5.2 km
Constable Neil Bruce Middle SchoolElementary5.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Wild Rose Park111 m
  • Stonegate Park343 m
  • Last Mountain Park445 m
  • Oriole Park475 m
  • McMorland Park594 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($50,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$600,000.00
Periodic payment — Principal & Interest (monthly)$3,871.00
Additional monthly expenses (strata, tax, utilities, etc.)$397.27
Total monthly cost$4,268.26
Interest paid over 5-yr term$171,961.72
Balance at end of term$539,701.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$50,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.75

Cash Needed at Closing

Minimum down payment$50,000
Estimated BC PTT$13,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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