Property Type: Land / LotOwnership: Freehold

3177 Hilltown Drive Unit# Lot 9

Kelowna, BC V1V3G1

$389,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.19 acres
Frontage
57 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,170.42

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)
Waterfront
Other

Listing Information

MLS®
10391745
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Great opportunity to build on this walkout lot in the sought-after community of McKinley Beach. This building lot offers peaceful views of Arrowleaf pond, the forest and hiking trails, and Okanagan lake. It is well suited for a modern two storey walkout home and GST has already been paid making it even more attractive. Located in the master planned community of McKinley Beach overlooking Okanagan Lake, the neighbourhood is known for its quiet hillside setting and strong connection to nature. A network of evergreen hiking trails runs throughout the community and begins just steps from your door, making it easy to get outside for a walk, meet neighbours, or take your dog on the trails or to the new community dog park close by. Residents get to enjoy access to a 1,000 metre stretch of beach along the lake that is perfect for swimming or a picnic and can get access to the private marina for an extra cost. The community also features an amenity centre with a pool, hot tub, sauna, fitness facility, outdoor gym, pickleball courts, a tennis and basketball court, playground, community gardens, and outdoor gathering areas with BBQs and green space designed for residents to connect. Azhadi winery and restaurant is now open as well. Enjoy a peaceful setting along with a convenient location being approximately a 10 minute drive to University of British Columbia Okanagan, Kelowna International Airport, and Lake Country, and about 15 minutes to downtown Kelowna. (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle5.9 km
Aberdeen Hall Preparatory School(Independent)K-125.9 km
North Glenmore ElementaryElementary6.0 km
George Elliot SecondarySecondary6.0 km
Peter Greer ElementaryElementary6.5 km
Dr Knox Middle SchoolMiddle6.6 km
Davidson Road ElementaryElementary7.5 km
Ellison ElementaryElementary7.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • McKinley Mountain Park636 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (strata, tax, utilities, etc.)$180.87
Total monthly cost$2,193.27
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,848.28

Cash Needed at Closing

Minimum down payment$19,495
Estimated BC PTT$5,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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