Property Type: Detached HouseOwnership: Freehold

3178 POWELL ROAD Road

Kamloops, BC V0E3E1

$299,000

1 bed1 bath850 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.42 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,100

Interior

Heating
In Floor Heating, See remarks
Fireplace
None

Exterior & Lot

Waterfront
Waterfront on lake

Parking

Features
Other

Room Dimensions

RoomLevelDimensions
LoftSecond level7' x 9'
KitchenSecond level10' x 10'
Primary BedroomSecond level22' x 24'
Full bathroomMain level
Living roomMain level15' x 23'

Listing Information

MLS®
10396079
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

This semi-waterfront cabin is located in a quiet area on Pinantan lake just 35 mins from Kamloops. The sloping lot has the cabin on the upper side of the property but has walking access to the lake and offers potential for a future dock. Inside, the rustic cabin has loads of character with the log stairs, wood burning fire place on the main floor with a large living room and 4 pc bathroom. Upstairs has the open concept floor plan with a kitchen, bedroom, sunroom, laundry and loft area. Other features and highlights include a wrap around deck with a storage room, tung and groove ceilings, some metal roofing, 2 storage sheds and 100 amp service. The seller will be installing a new hot water tank, well pump and pressure tank prior to completion. Only a few minutes from the local corner store, Pinantan lake resort, hiking and biking trails. Vacant and ready for quick possession. (id:63159)

Values & Trends

This listing

$352/sqft

Building average

No other active listings in this building

Pinantan average

$471/sqft

8 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Pinantan ElementaryElementary887 m
Dallas ElementaryElementary11.9 km
Robert L Clemitson ElementaryElementary12.6 km
Juniper Ridge ElementaryElementary16.8 km
Marion Schilling ElementaryElementary16.9 km
Valleyview SecondarySecondary18.1 km
Ralph Bell Elementary SchoolElementary19.1 km
Sk'elep School of Excellence(Independent)Elementary19.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (strata, tax, utilities, etc.)$134.67
Total monthly cost$1,677.90
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,184.25

Cash Needed at Closing

Minimum down payment$14,950
Estimated BC PTT$3,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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