Property Type: Condo / ApartmentOwnership: Strata

3178 Via Centrale Unit# 2201

Kelowna, BC V1V2T3

$329,000

1 bed1 bath1 parking720 sqftBuilt 2004
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Amenities

Also listed: Whirlpool

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$388/mo
Annual property tax
$1,800

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Laminate, Ceramic Tile

Exterior & Lot

Exterior features
Stone, Stucco
Pool
Inground pool, Outdoor pool

Building

Roof
Tile, Unknown

Parking

Total spaces
1 — covered indicated
Features
Underground, Parkade, Heated Garage

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level9' x 12'9''
StorageMain level3'4'' x 8'
4pc BathroomMain level5' x 10'6''
Primary BedroomMain level10'9'' x 11'
KitchenMain level9'7'' x 10'2''
Living roomMain level12'9'' x 13'

Listing Information

MLS®
10394055
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

NOW OFFERED AT $329,000 – TURNKEY INVESTMENT WITH GREAT CASH FLOW! Welcome to 2201-3178 Via Centrale, an exceptional investment opportunity in Kelowna's sought-after University District. This 1-bedroom, 1-bathroom condo features a long-term tenant in place until June 1, 2027, paying $1,800/month, providing immediate rental income from day one. Located just minutes from UBC Okanagan, Kelowna International Airport, transit, shopping, and recreation, the property sits next to the Okanagan Golf Club's 36-hole championship courses and is surrounded by scenic hiking and biking trails. This well-designed 720 sq. ft. condo offers an open-concept layout with a bright kitchen and living area, spacious bedroom, in-suite laundry, and a functional floor plan that continues to attract quality tenants. Residents of The Pointe at Quail enjoy secure entry, elevator access, underground parking, plus a seasonal outdoor pool and hot tub. With a well-managed strata, reasonable fees, and a location that consistently delivers strong rental demand, this is an outstanding opportunity to add a proven income-producing property to your portfolio. (id:63159)

Values & Trends

This listing

$457/sqft

Building average

No other active listings in this building

University District average

$517/sqft

40 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Aberdeen Hall Preparatory School(Independent)K-122.3 km
Ellison ElementaryElementary3.7 km
North Glenmore ElementaryElementary4.1 km
Dr Knox Middle SchoolMiddle4.5 km
Watson Road ElementaryElementary6.0 km
Pearson Road ElementaryElementary6.3 km
Rutland Middle SchoolMiddle6.4 km
Rutland ElementaryElementary6.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Mavara Indian Bistro · 1730 Pier Mac Way712 m
  • Kaya Sushi + Grill · 1730 Pier Mac Way733 m

Cafes (1)

  • Tim Hortons786 m

Grocery (1)

  • Nesters Market · 1750 Pier Mac Way791 m

Parks (2)

  • Carney Park304 m
  • Quail Ridge Linear Park612 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$263,200.00
Periodic payment — Principal & Interest (monthly)$1,698.08
Additional monthly expenses (strata, tax, utilities, etc.)$573.75
Total monthly cost$2,271.83
Interest paid over 5-yr term$75,433.88
Balance at end of term$236,749.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,403.40

Cash Needed at Closing

Minimum down payment$16,450
Estimated BC PTT$4,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,530

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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