Property Type: TownhouseOwnership: Strata

3179 Via Centrale Road Unit# 203

Kelowna, BC V1V2J5

$495,000

2 bed3.5 bath2 parking1,338 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$674/mo
Annual property tax
$2,759

Maintenance Fee Includes

Garbage

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Tile, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomSecond level
4pc Ensuite bathSecond level6' x 8'
LoftSecond level9' x 11'
Primary BedroomSecond level12' x 14'
Full ensuite bathroomMain level5' x 8'
Laundry roomMain level3' x 3'
Primary BedroomMain level12'6'' x 13'
Dining roomMain level10' x 10'6''
KitchenMain level10' x 12'
Living roomMain level12' x 17'

Listing Information

MLS®
10382739
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

This is not a cookie cutter townhome. Siena Terrace Villa is located in the Quail subdivision adjacent to golf course, close to Kelowna International Airport & UBCO University campus. This unique layout has 2 primary bedrooms with their own full ensuites & walk-in closets. open design with upper loft/study area. Quick possession. Two heated underground parking spots + loads of storage. Quiet 13x13' covered deck and strata allows bbqs/smokers. Largest floor plan in this 12 unit boutique strata with private backyard gardens. Spanish colonial styling inside & out. Well-built and maintained, remodeled in 2023. Open concept features neutral colors, butcher block island and a gas fireplace. Marble floors, custom iron details, new white paint, live edge shelving, soaring 20’ ceilings, lots of east light, 2 piece guest powder room, in suite laundry, central heat/AC. Private entry with direct access to your front door. Family friendly, no age restrictions; cats or small dogs permitted. Walk to golf, dining, bar & the driving range. The 36 hole Okanagan Golf Clubhouse is a 2 minute stroll. Walking trails to UBCO campus, close to Kelowna International Airport, restaurants, shopping & transit. Very quiet. Seller is negotiable with all the furnishings and equipment. (id:63159)

Values & Trends

This listing

$370/sqft

Building average

No other active listings in this building

University District average

$406/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Aberdeen Hall Preparatory School(Independent)K-122.1 km
Ellison ElementaryElementary3.6 km
North Glenmore ElementaryElementary4.0 km
Dr Knox Middle SchoolMiddle4.3 km
Watson Road ElementaryElementary5.9 km
Pearson Road ElementaryElementary6.1 km
Rutland Middle SchoolMiddle6.3 km
Rutland ElementaryElementary6.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Mavara Indian Bistro · 1730 Pier Mac Way627 m
  • Kaya Sushi + Grill · 1730 Pier Mac Way650 m

Cafes (1)

  • Tim Hortons708 m

Grocery (1)

  • Nesters Market · 1750 Pier Mac Way724 m

Parks (2)

  • Carney Park350 m
  • Quail Ridge Linear Park729 m

Pharmacies (1)

  • Pharmasave · 1750 Pier Mac Way735 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$396,000.00
Periodic payment — Principal & Interest (monthly)$2,554.86
Additional monthly expenses (strata, tax, utilities, etc.)$970.56
Total monthly cost$3,525.41
Interest paid over 5-yr term$113,494.74
Balance at end of term$356,203.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,616.06

Cash Needed at Closing

Minimum down payment$24,750
Estimated BC PTT$7,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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