Property Type: Detached HouseOwnership: Freehold

320 White Lake Road

Kaleden, BC V0H1K0

$999,900

2 bed1 bath1,336 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
6.08 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,796

Interior

Heating
Heat Pump, Baseboard heaters, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Wood, Wood siding

Building

Roof
Metal, Unknown

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
Living roomSecond level22'10'' x 18'10''
4pc BathroomMain level
BedroomMain level10'4'' x 8'10''
Primary BedroomMain level10'10'' x 10'5''
Dining roomMain level10'11'' x 13'7''
KitchenMain level11'11'' x 13'8''

Listing Information

MLS®
10394778
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

CLICK TO VIEW VIDEO: Escape to your own private forest on 6+ acres of natural beauty. Explore walking trails, enjoy nature, discover a private camping area, and create memories that will last. The bright main living area features soaring 16' vaulted ceilings and large windows that fill the home with natural light. Two bedrooms are located on the main floor, along with a stunning two-tone kitchen and a fireplace that anchors the living space. The nearly 500 sq. ft. loft offers endless possibilities, including a primary retreat, games room, art studio, or family hangout space. Extensively renovated in 2023 with a new kitchen, flooring, bathroom, water filtration system, heat pump, and air exchange system. Enjoy country living just 12 minutes from Penticton, 5 minutes from the beach, and only 2 minutes by golf cart to St. Andrews Golf Course. Outside, you'll find ample parking, including space for an RV. The existing RV and deck may be available separately, creating a ready-made glamping setup for family and friends. Follow the trail to a secluded camping area perfect for bonfires and evenings under the stars. A large open pasture offers hobby farm potential, while extensive FireSmart work has already been completed. There is also excellent potential to build a detached shop or secondary dwelling. If you're searching for privacy, nature, and room to enjoy the Okanagan lifestyle, this is a property you need to experience in person. Be sure to watch the video and virtual tour. (id:63159)

Values & Trends

This listing

$748/sqft

Building average

No other active listings in this building

Kaleden/Okanagan Falls Rural average

$476/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary4.1 km
Kaleden ElementaryElementary4.6 km
Princess Margaret SecondarySecondary12.7 km
Wiltse ElementaryElementary13.9 km
Holy Cross School(Independent)Elementary/Middle15.1 km
Penticton Christian School(Independent)K-1215.5 km
Columbia ElementaryElementary15.7 km
Penticton SecondarySecondary15.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (strata, tax, utilities, etc.)$383.33
Total monthly cost$5,544.15
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.23

Cash Needed at Closing

Minimum down payment$74,990
Estimated BC PTT$17,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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