Property Type: Detached HouseOwnership: Freehold

321 11th Street

Cranbrook, BC V1C1V1

$500,000

4 bed2 bath2,031 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,758.48

Interior

Basement
Full
Heating
Forced air
Fireplace
None
Flooring
Laminate, Carpeted

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Room Dimensions

RoomLevelDimensions
StorageBasement7'10'' x 14'6''
KitchenAdditional Accommodation11'7'' x 14'6''
BedroomBasement10'9'' x 10'2''
Full bathroomMain level
Laundry roomBasement8'2'' x 6'10''
Family roomBasement17'8'' x 13'5''
Full bathroomMain level
BedroomMain level9'3'' x 12'4''
BedroomMain level12' x 10'1''
Primary BedroomMain level12' x 12'
Living roomMain level17'2'' x 13'3''
KitchenMain level11'10'' x 17'10''

Listing Information

MLS®
10390358
Listed
June 23, 2026
Time on market
On the market for 69 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to this bright and versatile bi-level home ideally located close to elementary and middle schools and just minutes from the beautiful Elizabeth Lake area. Offering exceptional flexibility for families, multi-generational living, or those looking for additional space, this home is ready for its next chapter. The main level features a spacious living room with large windows that fill the home with natural light, beautiful hardwood flooring, a cozy natural gas fireplace, and a functional kitchen complete with quality custom oak cabinetry in excellent condition. Three comfortable bedrooms and a full bathroom complete the main floor, with direct access to the covered rear deck overlooking the private backyard. The fully developed basement includes a in-law suite with a kitchenette, large living area, bathroom, laundry, storage, and an additional legal bedroom, offering excellent flexibility for extended family or guests. Outside, you'll appreciate the expansive professionally finished driveway with parking for multiple vehicles, newer vinyl fencing surrounding the flat backyard, an established fire pit for summer evenings, covered patio space, mature landscaping including a willow tree, and a natural gas BBQ hookup. Come see for yourself today! (id:63159)

Values & Trends

This listing

$246/sqft

Building average

No other active listings in this building

Cranbrook South average

$344/sqft

36 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 56%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Gordon Terrace ElementaryElementary186 m
Parkland Middle SchoolElementary426 m
T M Roberts ElementaryElementary583 m
Kootenay Orchards ElementaryElementary1.4 km
St Mary's Catholic Independent(Independent)Elementary1.5 km
Pinewood ElementaryElementary1.9 km
Mount Baker SecondaryElementary2.0 km
Laurie Middle SchoolMiddle2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Gordon Terrace188 m
  • Gyro Park438 m
  • TM Roberts667 m
  • Amy Woodlands747 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$400,000.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (strata, tax, utilities, etc.)$415.21
Total monthly cost$2,995.87
Interest paid over 5-yr term$114,641.15
Balance at end of term$359,801.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.58

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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