Property Type: Detached HouseOwnership: Freehold

3217 Lumby Mabel Lake Road

Lumby, BC V0E2G6

$589,000

3 bed1 bath10 parking1,050 sqftBuilt 1982
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
20.03 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,057.46

Interior

Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Laminate, Carpeted

Exterior & Lot

Exterior features
Wood siding
View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Foundation
See Remarks
Roof
Metal, Unknown

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
BedroomSecond level12'4'' x 11'6''
BedroomSecond level9'2'' x 12'10''
Primary BedroomSecond level18'5'' x 10'3''
Dining roomMain level14' x 10'
3pc BathroomMain level7'10'' x 6'
Living roomMain level14' x 14'
KitchenMain level10' x 9'

Listing Information

MLS®
10387162
Listed
May 12, 2026
Time on market
On the market for 111 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

20 Acres. Lake Views. Infinite Adventure. Unlock the ultimate lifestyle at Mabel Lake with this 3-bedroom, 1-bathroom home situated on 20 private acres. Offering a rare combination of massive space and proximity to the water, this property serves as your year-round base for adventure. Enjoy breathtaking lake views from your private, oversized deck, or head out for a day of boating in the summer and world-class snowmobiling in the winter—both just minutes away. Whether you are seeking a peaceful year-round residence or a legacy family cabin, this property delivers the privacy you want with the outdoor access you crave. Come see what 20 acres of potential looks like. (id:63159)

Values & Trends

This listing

$561/sqft

Building average

No other active listings in this building

Lumby Valley average

$472/sqft

46 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 68%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cherryville ElementaryElementary22.6 km
J W Inglis ElementaryElementary24.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($33,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$471,200.00
Periodic payment — Principal & Interest (monthly)$3,040.02
Additional monthly expenses (strata, tax, utilities, etc.)$141.12
Total monthly cost$3,181.14
Interest paid over 5-yr term$135,047.27
Balance at end of term$423,845.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,268.52

Cash Needed at Closing

Minimum down payment$33,900
Estimated BC PTT$9,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$45,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information