Property Type: Land / LotOwnership: Freehold

32221 RICHARDS AVENUE

Mission, BC V4S1K8

$924,900

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Property Details

Property & Lot

Lot size
1.86 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,904 (2026)

Interior

Fireplace
None

Exterior & Lot

View
View

Listing Information

MLS®
R3151753
Listed
August 1, 2026
Time on market
On the market for 31 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Little Oak Realty · Data source: CREA DDF.

Description

Lot #8 - Ready to Build This Year? Don't miss this exceptional opportunity to build your dream home at the prestigious Ruddick Ridge Country Estates. This flat, 1.86-acre view lot offers beautiful southern exposure and backs onto Silver Creek, creating a peaceful setting with stunning mountain views. Access is provided via a long private driveway, offering privacy and seclusion. The RR7s-zoned property is build-ready with an approved septic system, a drilled well, and the well pump already installed. Underground utilities-including natural gas, hydro, and cable-preserve the natural beauty of the landscape, ensuring there are no overhead power lines to obstruct your views. Start planning your dream home today on this outstanding acreage in one of the area's most desirable country estate (id:63159)

Location Insights

Weather

Nearest station: Abbotsford

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

41,519

(2021 Census)

+7.7% since 2016

Density: 182.9/km²

Dwellings: 14,701

Median household income: $98,000

After-tax: $87,000

Immigrant population: 16.9%

Top countries of origin (% of total population)

  • India5.2% · 2,160
  • United Kingdom2.3% · 975
  • United States of America0.8% · 330
  • Philippines0.8% · 330
  • Germany0.6% · 265
  • Netherlands0.4% · 175
  • Viet Nam0.4% · 160
  • China0.3% · 145

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Valley Christian School(Independent)Elementary2.1 km
Albert McMahon ElementaryElementary3.2 km
Cherry Hill ElementaryElementary3.4 km
Edwin S Richards ElementaryElementary3.8 km
Christine Morrison ElementaryElementary4.2 km
Hillside Traditional AcademyElementary4.4 km
West Heights ElementaryElementary4.5 km
Mission Senior SecondarySecondary4.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Mission (SD75)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$739,920.00
Periodic payment — Principal & Interest (monthly)$4,773.71
Additional monthly expenses (strata, tax, utilities, etc.)$325.33
Total monthly cost$5,099.05
Interest paid over 5-yr term$212,063.20
Balance at end of term$665,560.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,490
Stress test qualifying rate8.09%
Payment you must qualify for$6,593.18

Cash Needed at Closing

Minimum down payment$67,490
Estimated BC PTT$16,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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