Property Type: Land / LotOwnership: Freehold

3224 Evergreen Drive

Penticton, BC V2A0H9

$230,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.3 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,511.02

Interior

Fireplace
None

Listing Information

MLS®
10388193
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

An exceptional opportunity to build your dream home in one of Penticton’s most sought after communities. This expansive 13,000 sq ft lot, located at the top of Evergreen Drive in the prestigious Bluff subdivision, offers the perfect setting for a stunning two storey walk up design with a garage and generous backyard space. Surrounded by natural beauty and upscale homes, this property combines privacy, views, and convenience in one of the city’s premier neighbourhoods. Just minutes from downtown, residents enjoy easy access to local restaurants, wineries, shops, schools, and the vibrant lakeside lifestyle that makes Penticton such a desirable place to call home. Known for its endless outdoor recreation, strong sense of community, and relaxed Okanagan living, Penticton offers the perfect balance between adventure and everyday comfort. With hiking and biking trails practically at your doorstep and world class beaches, golf, and skiing all nearby, this location is ideal for professionals, families, and anyone looking to embrace the Okanagan lifestyle. (id:63159)

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Wiltse ElementaryElementary1.2 km
Princess Margaret SecondarySecondary1.4 km
Columbia ElementaryElementary2.9 km
Holy Cross School(Independent)Elementary/Middle3.2 km
Entre-lacsElementary/Middle3.5 km
Penticton Christian School(Independent)K-123.6 km
Penticton SecondarySecondary3.9 km
Secondaire de PentictonSecondary3.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$184,000.00
Periodic payment — Principal & Interest (monthly)$1,187.11
Additional monthly expenses (strata, tax, utilities, etc.)$125.92
Total monthly cost$1,313.02
Interest paid over 5-yr term$52,734.93
Balance at end of term$165,508.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,680.19

Cash Needed at Closing

Minimum down payment$11,500
Estimated BC PTT$2,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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