Property Type: Detached HouseOwnership: Freehold

3228 164A STREET

Surrey, BC V3Z0G5

$4,198,000

7 bed8 bath13 parking8,292 sqftBuilt 2014
Get Directions

Amenities

Also listed: Storage - Locker, Air Conditioning

Property Details

Property & Lot

Sub-type
House
Lot size
27,493 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$13,496.47 (2025)

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Valley view

Parking

Total spaces
13 — covered indicated
Features
Garage, Garage

Listing Information

MLS®
R3140292
Listed
June 26, 2026
Time on market
On the market for 66 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver (Branch) · Data source: CREA DDF.

Description

Stunning west coast modern, craftsman estate home in Morgan Creek. Set on a gated 27,493 sqft lot, this custom built home offers 8,292 sqft of luxurious living space with 7 bedrooms and 8 bathrooms, blending elegance and functionality. A picturesque pond with waterfall and charming bridge lead to the oversized front porch. Entertain with ease in the gourmet kitchen and secondary spice kitchen, connected to multiple dining and great room spaces. The expansive basement features a theatre room, gym, and potential for a bar, card room, and sauna. Plus a 2-bedroom suite with its own separate entry. Outside, enjoy a sports court, room for a pool, gated extended driveway, attached 2-car garage, and detached 3-car garage. (id:63159)

Values & Trends

This listing

$506/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 13 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sunnyside ElementaryElementary1.4 km
Southridge School(Independent)K-121.5 km
Morgan ElementaryElementary1.7 km
Grandview Heights SecondaryElementary1.8 km
Pacific Heights ElementaryElementary1.8 km
Edgewood ElementaryElementary1.9 km
Rosemary Heights ElementaryElementary2.1 km
Jessie Lee ElementaryElementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Greenbelt135 m
  • 115G - Greenbelt395 m
  • 115F - Greenbelt447 m
  • Neighbourhood Park585 m
  • Unnamed587 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($839,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,358,400.00
Periodic payment — Principal & Interest (monthly)$21,667.26
Additional monthly expenses (strata, tax, utilities, etc.)$1,539.71
Total monthly cost$23,206.96
Interest paid over 5-yr term$962,527.09
Balance at end of term$3,020,891.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$839,600
Stress test qualifying rate8.09%
Payment you must qualify for$25,824.92

Cash Needed at Closing

Minimum down payment$839,600
Estimated BC PTT$127,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$969,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information