Property Type: Detached HouseOwnership: Freehold

3242 Clement Road

Lake Country, BC V4V1X7

$3,198,500

3 bed3.5 bath4 parking2,403 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,138.21

Interior

Basement
Crawl space
Heating
Forced air, Other
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level5'10'' x 9'10''
BedroomSecond level12'8'' x 12'8''
BedroomSecond level13'0'' x 13'0''
Utility roomSecond level9'10'' x 5'4''
Family roomSecond level17'0'' x 14'0''
2pc BathroomMain level6'5'' x 5'2''
FoyerMain level27'3'' x 8'2''
Laundry roomMain level6'8'' x 18'5''
5pc Ensuite bathMain level15'0'' x 8'7''
Primary BedroomMain level12'0'' x 14'8''
Dining roomMain level8'8'' x 11'9''
KitchenMain level9'10'' x 20'8''
Great roomMain level14'9'' x 12'4''

Listing Information

MLS®
10391504
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

To Be Built ... Exceptional waterfront living with 60 ft of shoreline and a private dock featuring steel pilings and composite decking for years of low-maintenance enjoyment. This new construction home offers 3 bed, 3 bath, and a double-car garage, thoughtfully designed to maximize lake views and indoor-outdoor living. The main floor features a spacious primary suite complete with a walk-in closet, 5-piece ensuite, and direct access to the covered deck overlooking beautiful Wood Lake. The open-concept kitchen and great room create an ideal space for entertaining. The tastefully designed kitchen includes a convenient pass-through window to the deck seating area, while the great room opens seamlessly to the outdoors through an impressive 4-panel sliding glass door. Upstairs a large family room serves as a central gathering space and opens onto another covered deck through oversized sliding doors. Two additional bedrooms flank the family room, complemented by a 4-piece bathroom. Built for the Okanagan lifestyle, the outdoor living areas provide the perfect setting for an outdoor kitchen, hot tub, or simply relaxing while taking in the spectacular lake views. Located in a quiet area of Lake Country, this property is close to shopping, restaurants, golf courses, and renowned wineries. Public beaches, Rail Trail, and Kelowna International Airport are just a short drive away. Lake Country offers the perfect balance of peaceful lakeside living and convenient access to urban amenities (id:63159)

Values & Trends

This listing

$1,331/sqft

Building average

No other active listings in this building

Lake Country East / Oyama average

$887/sqft

42 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary2.0 km
George Elliot SecondarySecondary2.4 km
Peter Greer ElementaryElementary2.5 km
HS Grenda Middle SchoolMiddle2.6 km
Oyama Traditional SchoolElementary6.5 km
Aberdeen Hall Preparatory School(Independent)K-1213.1 km
Ellison ElementaryElementary13.2 km
North Glenmore ElementaryElementary14.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Greek House Restaurant · 3159 Woodsdale Road523 m
  • Winfield Chinese719 m

Cafes (1)

  • Tim Hortons · 11845 Oceola Road722 m

Parks (3)

  • Beasley Park252 m
  • Reiswig Park373 m
  • Unnamed712 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($639,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,558,800.00
Periodic payment — Principal & Interest (monthly)$16,508.51
Additional monthly expenses (strata, tax, utilities, etc.)$464.85
Total monthly cost$16,973.36
Interest paid over 5-yr term$733,359.44
Balance at end of term$2,301,648.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$639,700
Stress test qualifying rate8.09%
Payment you must qualify for$19,676.28

Cash Needed at Closing

Minimum down payment$639,700
Estimated BC PTT$77,925
Legal / closing costs (typical estimate)$1,500
Total cash needed$719,125

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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