Property Type: Detached HouseOwnership: Freehold

3260 McGillivray Creek Road

Kamloops, BC V0E1Z0

$1,279,000

4 bed2 bath2 parking2,200 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
40 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,547.62

Interior

Heating
Radiant heat, Forced air, See remarks
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown
Flooring
Carpeted, Linoleum, Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
View
Mountain view, Valley view, View (panoramic)
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Detached Garage, RV, See Remarks

Room Dimensions

RoomLevelDimensions
Utility roomMain level9' x 20'
Recreation roomMain level16' x 18'
BedroomMain level12' x 13'
BedroomMain level13' x 12'
PantryMain level10' x 12'
3pc BathroomMain level
FoyerMain level8' x 8'
KitchenSecond level15' x 22'
Dining roomSecond level13' x 15'
Living roomSecond level18' x 24'
Full bathroomSecond level
BedroomSecond level17' x 15'
Primary BedroomSecond level15' x 12'

Listing Information

MLS®
10391819
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

Nestled in the close-knit farming community of Whitecroft. just 35 minutes from Kamloops and 10 minutes from Sun Peaks Resort, this private 40-acre farm offers an ideal setting for a self-sufficient hobby farm. Fully fenced and cross-fenced. the property features approximately 20 acres of hay production supported by irrigation rights on Louis Creek. The tranquil setting is enhanced by the sound of flowing water, songbirds. and returning coho salmon in the fall. The southern hillside was selectively logged, reseeded, and re-fenced in 2024 to expand grazing. Backs directly onto Crown land for immediate backcountry access. The well-maintained 4-bedroom, 2-bathroom ranch house includes a renovated attached garage with in-floor heating. while outbuildings consist of a 30x40 storage barn, 60x120 covered indoor arena, garden shed. chicken coop, and livestock shelters, along with a cultivated garden and fruit trees. Neighbors have previously leased hayfields and grazing rights on adjacent Crown land, offering strong potential to expand operations. with livestock and equipment available separately. Cell service and high-speed internet are available, placing you in a recreational paradise with excellent hunting, fishing, skiing, mountain biking and horseback riding nearby. (id:63159)

Values & Trends

This listing

$581/sqft

Building average

No other active listings in this building

Heffley average

$490/sqft

10 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sun Peaks SchoolElementary/Middle7.7 km
Pinantan ElementaryElementary13.6 km
Chase Elementary-SecondaryElementary20.0 km
Haldane ElementaryElementary20.1 km
Heffley Creek ElementaryElementary21.0 km
Dallas ElementaryElementary24.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($102,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,023,200.00
Periodic payment — Principal & Interest (monthly)$6,601.34
Additional monthly expenses (strata, tax, utilities, etc.)$238.97
Total monthly cost$6,840.31
Interest paid over 5-yr term$293,252.06
Balance at end of term$920,371.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$102,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,043.80

Cash Needed at Closing

Minimum down payment$102,900
Estimated BC PTT$23,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$127,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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