Property Type: Mobile / ManufacturedOwnership: Freehold

327 97A Highway

Spallumcheen, BC V0E1B6

$639,000

5 bed3 bath1,144 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
2
Lot size
2.79 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$3,265.25

Interior

Heating
Electric
Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Other

Room Dimensions

RoomLevelDimensions
BedroomBasement13'7'' x 12'8''
Full bathroomBasement7'2'' x 7'7''
Laundry roomBasement6'8'' x 7'7''
Living roomBasement12'10'' x 15'9''
KitchenBasement15'11'' x 11'10''
BedroomBasement12'8'' x 8'8''
StorageBasement12'8'' x 10'4''
BedroomMain level12'11'' x 9'4''
BedroomMain level10'4'' x 9'4''
Full bathroomMain level4'11'' x 9'3''
KitchenMain level12'9'' x 16'5''
Laundry roomMain level5'9'' x 7'5''
OtherMain level5'10'' x 4'7''
Full ensuite bathroomMain level4'11'' x 12'6''
Primary BedroomMain level12'8'' x 12'10''
Living roomMain level20'1'' x 13'5''

Listing Information

MLS®
10378647
Listed
March 13, 2026
Time on market
On the market for 171 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

This is your chance to own more than a couple of acres that are flat enough to use! 2005 manufactured home with a full basement which is pretty suite! Up and down laundry and entrances. This could fit two generations of families. Big 30x24 shop that needs your ideas. There is also a really old home(1960) on the property, not suitable for living, but a great big storage shed. The 2005 home has 3bdrms up, full bath, living room, kitchen, laundry, and 2nd full bath off the main bedroom. Downstairs has its own entrance, 2bdrms, full bath, laundry, kitchen, living room, storage room. This property is something special that could be so much more with the right Buyer. (id:63159)

Values & Trends

This listing

$559/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$1,010/sqft

16 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Okanagan Junior Academy(Independent)Elementary/Middle4.8 km
Vernon Christian School(Independent)K-126.0 km
B X ElementaryElementary8.4 km
Pleasant Valley SecondarySecondary8.4 km
Len Wood Middle SchoolMiddle8.8 km
Armstrong ElementaryElementary9.1 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle9.7 km
Harwood ElementaryElementary9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,200.00
Periodic payment — Principal & Interest (monthly)$3,298.09
Additional monthly expenses (strata, tax, utilities, etc.)$329.10
Total monthly cost$3,627.19
Interest paid over 5-yr term$146,511.39
Balance at end of term$459,826.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,614.56

Cash Needed at Closing

Minimum down payment$38,900
Estimated BC PTT$10,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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