Property Type: Detached HouseOwnership: Freehold

3276 Aspen Lane

Kelowna, BC V1V0G8

$1,498,000

4 bed3.5 bath5 parking2,526 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$1,813

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomLower level7'6'' x 8'0''
Laundry roomLower level8'0'' x 6'0''
BedroomLower level9'6'' x 11'0''
Mud roomLower level8'0'' x 6'0''
4pc BathroomLower level6'0'' x 5'0''
BedroomLower level10'0'' x 11'6''
BedroomLower level10'0'' x 11'6''
Family roomLower level11'0'' x 32'0''
5pc Ensuite bathMain level
Primary BedroomMain level11'0'' x 12'0''
2pc BathroomMain level
Living roomMain level14'0'' x 12'6''
Dining roomMain level10'0'' x 14'0''
KitchenMain level12'6'' x 14'6''

Listing Information

MLS®
10385152
Listed
April 30, 2026
Time on market
On the market for 123 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Wake up to the shimmer of Okanagan Lake from one of Kelowna's most coveted waterfront communities. This beautifully appointed four bedroom, two and a half bathroom home offers the rare combination of contemporary design, generous family-friendly space, and panoramic lake views that change with every hour of the day. Inside, an open-concept main floor flows effortlessly from the kitchen to the dining and great room, where expansive windows frame the water like living artwork. Step out to the deck and you'll see why this address is so special with sweeping views across Okanagan Lake, golden sunsets and the quiet privacy of a thoughtfully planned street with time to select your colors and finishes. Live the McKinley Beach Lifestyle McKinley Beach isn't just a neighbourhood — it's a four-season Okanagan playground. Residents enjoy: Nearly a kilometre of private sandy beach on Okanagan Lake, 78-slip marina with deep-water moorage, Our Place featuring a 25-metre lap pool, hot tub, fitness studio, sauna, and yoga space, tennis, pickleball, and basketball courts, over 40 kilometres of walking and hiking trails through protected hillsides, a community vineyard, orchard, and shared garden plots, playgrounds, parks, and dog-friendly green spaces and a planned village centre with cafes, restaurants, and wellness services. All of this is just fifteen minutes from downtown Kelowna, UBCO, Kelowna International Airport, and award-winning wineries. (id:63159)

Values & Trends

This listing

$593/sqft

Building average

No other active listings in this building

McKinley Landing average

$623/sqft

21 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle6.0 km
Aberdeen Hall Preparatory School(Independent)K-126.0 km
North Glenmore ElementaryElementary6.1 km
George Elliot SecondarySecondary6.1 km
Peter Greer ElementaryElementary6.6 km
Dr Knox Middle SchoolMiddle6.7 km
Davidson Road ElementaryElementary7.5 km
Watson Road ElementaryElementary7.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • McKinley Mountain Park491 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,198,400.00
Periodic payment — Principal & Interest (monthly)$7,731.67
Additional monthly expenses (strata, tax, utilities, etc.)$277.08
Total monthly cost$8,008.75
Interest paid over 5-yr term$343,464.88
Balance at end of term$1,077,964.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,559.43

Cash Needed at Closing

Minimum down payment$124,800
Estimated BC PTT$27,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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