Property Type: Detached HouseOwnership: Freehold

3286 SPRUCE RIDGE ROAD

Quesnel, BC V2J4R4

$649,900

6 bed3 bath3,558 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,359.02 (2025)

Interior

Basement
Finished, Full
Heating
Radiant/Infra-red Heat, Hot Water
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Wood
Pool
Outdoor pool

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
FoyerMain level
Living roomMain level
Dining roomMain level
KitchenMain level
Enclosed porchMain level
Primary BedroomMain level
OtherMain level
Bedroom 2Main level
Bedroom 3Main level
Bedroom 4Basement
Bedroom 5Basement
Bedroom 6Basement
Utility roomBasement
Laundry roomBasement
Recreational, Games roomBasement
Flex SpaceBasement
Enclosed porchBasement

Listing Information

MLS®
R3096772
Listed
March 5, 2026
Time on market
On the market for 179 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty(Qsnl) · Data source: CREA DDF.

Description

Welcome to this impressive 6-bedroom, 3-bathroom home on 1.2 private acres in the highly sought-after Dragon Lake neighbourhood. The property offers privacy, space, and stunning lake views. Step into a bright foyer filled with natural light, leading to spacious living areas with hardwood floors, ceramic tile, and 16-foot vaulted ceilings. The primary bedroom features an ensuite and ample space for family or guests. Doors from the main living area open onto a large deck, ideal for entertaining or relaxing while enjoying the serene surroundings. Outside, enjoy an in-ground pool and hot tub, along with a paved driveway, double garage, and detached shop for extra storage and workspace. Radiant hot water heating provides year-round comfort in this exceptional home. (id:63159)

Values & Trends

This listing

$183/sqft

Building average

No other active listings in this building

Quesnel average

$274/sqft

97 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 98%

Wind NNE 4 km/h

Tonight

Tuesday

24°

Tuesday night

12°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

9,889

(2021 Census)

+0.1% since 2016

Density: 279.7/km²

Dwellings: 4,766

Median household income: $67,000

After-tax: $61,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 140
  • India1.4% · 135
  • United States of America1.2% · 120
  • Philippines1% · 100
  • Germany0.5% · 50
  • China0.4% · 35
  • Portugal0.2% · 20
  • South Africa, Republic of0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lakeview ElementaryElementary942 m
Quesnel Junior SchoolMiddle1.5 km
Dragon Lake ElementaryElementary1.8 km
Ecole Red Bluff Lhtako ElementaryElementary2.5 km
Carson Elementary SchoolElementary3.7 km
North Cariboo Christian School(Independent)Elementary/Middle4.4 km
Mcnaughton CentreElementary4.8 km
Riverview ElementaryElementary5.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Quesnel (SD28)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$541.25
Total monthly cost$3,895.60
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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