Property Type: Detached HouseOwnership: Freehold

3299 McCulloch Road

Kelowna, BC V1W4G5

$1,595,000

7 bed6.5 bath4 parking4,899 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.1 acres
Frontage
199 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,633

Interior

Basement
Partial
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Carpeted

Exterior & Lot

Exterior features
Brick, Stucco
View
City view, Mountain view, View (panoramic)
Pool
Pool, Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomSecond level6'7'' x 8'8''
BedroomSecond level10'6'' x 9'8''
BedroomThird level11'11'' x 11'8''
3pc BathroomThird level10'3'' x 5'4''
BedroomThird level15'3'' x 10'11''
KitchenThird level9'11'' x 8'6''
BedroomBasement17'8'' x 11'5''
Recreation roomBasement17'7'' x 20'11''
3pc BathroomBasement6'2'' x 9'5''
2pc BathroomMain level4'10'' x 5'5''
4pc BathroomSecond level6'6'' x 8'8''
3pc BathroomSecond level10'6'' x 4'2''
BedroomSecond level7'1'' x 11'2''
BedroomSecond level15'5'' x 12'0''
Primary BedroomSecond level12'11'' x 16'2''
Great roomMain level19'2'' x 26'0''
DenMain level22'9'' x 7'6''
KitchenMain level19'11'' x 9'5''

Listing Information

MLS®
10333686
Listed
January 28, 2025
Time on market
On the market for 580 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

MOTIVATED SELLER! EXCELLENT INVESTMENT- HUGE RENTAL POTENTIAL AND MORE! Expansive and elegant home situated on 2.1 acres in distinguished area of South East Kelowna! THIS GREAT HOME boasts almost 5000 sq. ft, with many updates, improvements throughout! The main part of the home has 3 levels with 5 bedrooms + 5 bathrooms, ample Living Room, Dining and Kitchen areas. THIS HOME ALSO HAS A BEAUTIFULLY UPDATED, SIDE ATTACHED, GROUND LEVEL, 2 BEDROOM IN-LAW-SUITE, APPROX. 1,000 SQ. FEET, KITCHEN, LIVING ROOM, FULL BATHROOM AND MORE! BASEMENT HAS A SEPARATE ENTRANCE WHICH LEADS TO FAMILY ROOM, 1 BEDROOM, BAR KITCHEN POTENTIAL, FULL BATHROOM AND MORE! Detached SHOP has 1,200 SQ FT. with 200 AMP service, perfect for garage, workshop, indoor growing, sorting of fruits, vegetables, micro-greens, which was a previous use. Acreage is RR1 zoning and not in ALR zoning and has positive potential and space for agricultural uses, rental income streams, estate property and even minor veterinary uses and more! Large swimming pool-patio area that could be brought back to operating condition by new owners if desired. Situated only minutes away from Central Kelowna attractions, amenities, golf courses, recreation, this home and acreage is perfectly situated among estate and agricultural properties. Measurements and square footage are approximate, please view measurements, sq. footage with included floor plans. Bring your ideas to make this property your forever home and more! (id:63159)

Values & Trends

This listing

$326/sqft

Building average

No other active listings in this building

South East Kelowna average

$562/sqft

47 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
South Kelowna ElementaryElementary1.5 km
Okanagan Montessori Elementary School(Independent)Elementary2.4 km
Okanagan Christian School(Independent)K-123.6 km
Kelowna Christian School(Independent)K-123.9 km
Quigley ElementaryElementary3.9 km
Immaculata Regional High School(Independent)Secondary4.2 km
Springvalley ElementaryElementary4.3 km
Belgo Elementary SchoolElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,276,000.00
Periodic payment — Principal & Interest (monthly)$8,232.32
Additional monthly expenses (strata, tax, utilities, etc.)$881.08
Total monthly cost$9,113.40
Interest paid over 5-yr term$365,705.27
Balance at end of term$1,147,766.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,811.99

Cash Needed at Closing

Minimum down payment$319,000
Estimated BC PTT$29,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$350,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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