Property Type: Land / LotOwnership: Freehold

3364 CARIBOO 97 HIGHWAY

Lac La Hache, BC V0K1T1

$495,000

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Property Details

Property & Lot

Lot size
13.71 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Building

Parcel ID (PID)
032-704-216

Listing Information

MLS®
R3136318
Listed
June 17, 2026
Time on market
On the market for 75 days
Tax assessment year
2025
Data last synced
September 1, 2026

Listing provided by: Royal LePage Aspire Realty (Qsnl) · Data source: CREA DDF.

Description

This incredible almost 14 acre lot features an entire peninsula that boasts over 1500 ft of shoreline. The property offers a park like setting with a nice balance of treed and wide open areas. There is even a large cleared area overlooking the lake that would make building a breeze. Only a few loads of gravel would be needed to place a mobile or dig into the bank and build a stunning home with walk out basement. Owner has already built a 200 sq ft shed with 200 amp service. This could easily be hooked up to future water and septic. Property is not in the ALR and the RR1 zoning would allow for 2 homes. The walkout lake shore is so nice on this parcel the owner has even launched his boat from it. This definitely needs to be seen to believe! (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$396,000.00
Periodic payment — Principal & Interest (monthly)$2,554.86
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$2,554.86
Interest paid over 5-yr term$113,494.74
Balance at end of term$356,203.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,616.06

Cash Needed at Closing

Minimum down payment$24,750
Estimated BC PTT$7,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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