Property Type: Condo / ApartmentOwnership: Strata

340 McKinney Road Unit# 17

Oliver, BC V0H1T3

$245,900

2 bed1 bath1 parking1,016 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$220/mo
Annual property tax
$1,285.21

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Other, See Remarks

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Heat Pump
Fireplace
None
Flooring
Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1

Restrictions & Policies

Pets
Not allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageMain level6'0'' x 7'0''
4pc BathroomMain level5'0'' x 12'0''
Laundry roomMain level3'0'' x 5'0''
BedroomMain level9'0'' x 13'0''
BedroomMain level11'0'' x 13'0''
KitchenMain level7'0'' x 9'0''
Living roomMain level13'0'' x 14'0''
KitchenMain level7'0'' x 9'0''

Listing Information

MLS®
10381510
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. PRICE REDUCED! Discover one of the best values in Oliver’s 55+ market—and start living with less stress and more freedom. This bright 2-bedroom, 1-bath home in Meadow Gardens offers 1,016 sq ft of single-level living with spacious rooms, a functional layout, and in-suite washer and dryer. Enjoy your large east-facing deck—perfect for morning coffee. Strata fees are just $220/month and include snow removal, landscaping, and exterior upkeep—ideal for low-maintenance living. You're minutes from downtown Oliver’s shops, restaurants, and medical services, plus golf at Nk’Mip Canyon and the scenic Hike & Bike Trail. Wine lovers will enjoy the nearby District Wine Village. Rentals allowed. Sorry, no pets. RV parking available. A smart move for downsizing or retiring in the South Okanagan. (id:63159)

Values & Trends

This listing

$242/sqft

Building average

No other active listings in this building

Oliver average

$314/sqft

10 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary672 m
Southern Okanagan SecondarySecondary809 m
Southern Okanagan AltSecondary809 m
Oliver ElementaryElementary831 m
Senpaq'cin School(Independent)Elementary1.7 km
Cawston Primary SchoolElementary15.7 km
Okanagan Falls ElementaryElementary17.5 km
Osoyoos ElementaryElementary18.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Oliver Eats · 6060 Station Street469 m
  • Pappa's Firehall Bistro · 6077 Main Street520 m
  • Taco Riendo608 m

Cafes (1)

  • Medici’s Café and Gelateria · 522 Fairview Road634 m

Grocery (1)

  • No Frills · 5955 Main Street764 m

Parks (5+)

  • Kiwanis Park179 m
  • Lion's Park · 6607 Station Street256 m
  • Kinsmen Spray Park · 225 Park Drive293 m
  • Oliver Community Park · 6359 Park Drive353 m
  • Triangle Park425 m

Pharmacies (1)

  • Pharmasave · 6323 Main Street326 m

Banks & ATMs (3)

  • RBC · 6306 Main Street361 m
  • CIBC · 6286 Okanagan Highway386 m
  • Cascadia Credit Union · 1006 McKinney Road701 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,295) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$196,720.00
Periodic payment — Principal & Interest (monthly)$1,269.17
Additional monthly expenses (strata, tax, utilities, etc.)$378.10
Total monthly cost$1,647.27
Interest paid over 5-yr term$56,380.52
Balance at end of term$176,950.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,295
Stress test qualifying rate8.09%
Payment you must qualify for$1,796.34

Cash Needed at Closing

Minimum down payment$12,295
Estimated BC PTT$2,918
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,713

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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