Property Type: Detached HouseOwnership: Freehold

3400 Highway 3

Rock Creek, BC V0H1Y0

$925,000

4 bed3.5 bath6 parking2,276 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
9.71 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,328

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Metal, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Detached Garage, Other

Room Dimensions

RoomLevelDimensions
SunroomMain level7'0'' x 29'0''
BedroomMain level13'0'' x 17'0''
Mud roomMain level9'0'' x 11'0''
Primary BedroomMain level12'0'' x 13'0''
Living roomMain level13'0'' x 15'0''
Laundry roomMain level7'0'' x 8'0''
KitchenMain level13'0'' x 15'0''
FoyerMain level5'0'' x 11'0''
4pc Ensuite bathMain level
Dining roomMain level13'0'' x 15'0''
BedroomSecond level13'0'' x 15'0''
BedroomSecond level11'0'' x 17'0''
5pc BathroomSecond level
2pc BathroomMain level

Listing Information

MLS®
10379338
Listed
March 13, 2026
Time on market
On the market for 171 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Desert Oasis Rlty · Data source: CREA DDF.

Description

Looking for a big shop? Here is 1800 sqft (60x30) works shop w/ 13 ft high ceiling, vehicle door around back, power, 220/110, wood stove, and a small vented paint room. The workshop also an attached lean-to for more space (60x15). Not enough room? There is a truck garage (35x20) with over height ceiling and an insulated loft area. Then there is a double car garage (42x22). And lastly a (35x24) pole barn, for your tractor or hay. But what about the house? Well that's big too. Over 2500 sqft on 2 levels. The master bedroom is on the main floor w/ ensuite, plus 2 bedrooms and bath upstairs for guests or kids. Need a 4th bedroom? There is a large bedroom on the main or use as a multi-flex room. To keep warm in winter there a Tulikivi Soapstone Wood Heater and Natural Gas. Very private acreage of almost 10 acres has trees, grasslands, slope and benches. Upper area of the property has a fenced garden. There is room for some smaller livestock but you would need to fence. You need to see this property to appreciate everything here. This property is in the no restriction area for foreign buyers. (id:63159)

Values & Trends

This listing

$406/sqft

Building average

No other active listings in this building

Rock Crk. & Area average

$724/sqft

16 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
West Boundary ElementaryElementary5.8 km
Boundary Central SecondarySecondary11.1 km
Greenwood ElementaryElementary18.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$740,000.00
Periodic payment — Principal & Interest (monthly)$4,774.23
Additional monthly expenses (strata, tax, utilities, etc.)$474.67
Total monthly cost$5,248.90
Interest paid over 5-yr term$212,086.13
Balance at end of term$665,632.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,593.87

Cash Needed at Closing

Minimum down payment$67,500
Estimated BC PTT$16,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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