Property Type: Detached HouseOwnership: Freehold

3405 McGinnis Road

West Kelowna, BC V4T1B5

$825,000

4 bed4.5 bath2 parking2,257 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
0.24 acres
Frontage
177 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,369.71

Interior

Basement
Partial, Crawl space, Remodeled Basement
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Laminate, Carpeted

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation8'2'' x 8'10''
BedroomAdditional Accommodation10'6'' x 9'1''
KitchenAdditional Accommodation10'6'' x 18'10''
Laundry roomLower level4'11'' x 10'3''
Family roomLower level12'10'' x 19'1''
BedroomLower level11'1'' x 15'3''
3pc Ensuite bathLower level5'1'' x 7'11''
OtherSecond level10'4'' x 10'3''
Primary BedroomSecond level11'9'' x 15'3''
BedroomSecond level13'7'' x 9'3''
4pc Ensuite bathSecond level4'11'' x 10'9''
4pc BathroomSecond level4'1'' x 7'6''
OtherMain level7'10'' x 12'9''
OtherMain level34'8'' x 5'1''
Dining roomMain level8'2'' x 6'2''
FoyerMain level7'4'' x 7'3''
OtherMain level17'5'' x 23'0''
KitchenMain level13'6'' x 15'4''
Living roomMain level13'10'' x 23'2''

Listing Information

MLS®
10382234
Listed
April 7, 2026
Time on market
On the market for 146 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to Upper Glenrosa—where lifestyle and versatility meet. Situated on a desirable corner lot, this well-maintained and upgraded home features a 3-bedroom main residence plus a newer self-contained 1-bedroom in-law suite, complete with its own private driveway and separate entrance—ideal for extended family or added income potential. The upper level offers two bedrooms, including a massive walk-in closet off the Primary. The main floor showcases a functional layout with a bright living room, kitchen, and dining area, perfect for everyday living and entertaining. A new deck off the living room and a BBQ area off the kitchen with access to the yard. The lower level includes a large family room, laundry. an additional spacious bedroom, and a ensuite, providing flexible living space for families. Numerous updates and upgrades have been completed, including new flooring and carpet, a new deck, railings, updated sliding glass doors, and replaced main floor windows (30K)—ensuring both comfort and peace of mind. Step outside to your outdoor retreat, featuring a fire pit, gardens, and ample space to relax or entertain. Located close to schools, hiking, mountain biking and snowmobile trails, this property offers the perfect blend of indoor comfort and outdoor adventure. This property offers a convenient roundabout driveway and abundance of parking for an RV/ Trailer, and all your recreational toys. A fantastic opportunity in family, friendly West Kelowna neighborhood. (id:63159)

Values & Trends

This listing

$366/sqft

Building average

No other active listings in this building

Glenrosa average

$380/sqft

44 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenrosa ElementaryElementary744 m
Helen Gorman ElementaryElementary760 m
Glenrosa Middle SchoolMiddle903 m
Webber Road ElementaryElementary1.5 km
Our Lady of Lourdes(Independent)Elementary/Middle2.7 km
Shannon Lake ElementaryElementary4.0 km
Sensisyusten House of Learning(Independent)Elementary5.0 km
Constable Neil Bruce Middle SchoolElementary5.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • McMorland Park165 m
  • Glenrosa Park288 m
  • Ranch Park300 m
  • Wild Rose Park541 m
  • Glen Eagles Walkway602 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$660,000.00
Periodic payment — Principal & Interest (monthly)$4,258.10
Additional monthly expenses (strata, tax, utilities, etc.)$477.14
Total monthly cost$4,735.24
Interest paid over 5-yr term$189,157.90
Balance at end of term$593,672.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,901.81

Cash Needed at Closing

Minimum down payment$57,500
Estimated BC PTT$14,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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