Property Type: TownhouseOwnership: Strata

3413 Okanagan Avenue Unit# 36

Vernon, BC V1T1K5

$259,000

2 bed1 bath1 parking771 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$416/mo
Annual property tax
$1,189.21

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Linoleum, Vinyl

Exterior & Lot

Exterior features
Stucco, Cedar Siding
View
River view
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'0'' x 3'1''
BedroomMain level8'5'' x 12'3''
4pc BathroomMain level
Primary BedroomMain level10'4'' x 10'7''
Living roomMain level10'0'' x 11'2''
Dining roomMain level5'11'' x 8'9''
KitchenMain level8'5'' x 8'9''

Listing Information

MLS®
10398056
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

This 2 bedroom, 1 bathroom top floor unit in Regency Gardens offers a great opportunity for first-time buyers or investors. Renovated in 2016, with significant updates throughout, taking care of many of the larger improvements a buyer would otherwise need to consider and a solid starting point to make the home their own. The home offers two spacious bedrooms, a full bathroom, convenient in-suite laundry, and a private balcony overlooking a treed, park-like area with creek. A peaceful outlook to enjoy from the top floor. Parking is conveniently located close to the stairs. Centrally located in Vernon on a bus route and within walking distance of downtown, shopping, restaurants, and walking trails. Regency Gardens is a family-friendly complex with no age restrictions and rentals are permitted. The pet policy allows two dogs, two cats, or one of each. (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

Mission Hill average

$337/sqft

4 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mission Hill ElementaryElementary565 m
St James(Independent)Elementary888 m
Ecole Beairsto ElementaryElementary1.2 km
Alexis Park ElementaryElementary1.7 km
W.L. Seaton SecondarySecondary1.8 km
Vernon SecondaryElementary1.9 km
Alternative Learning ProgramSecondary2.2 km
Silver Star ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Earl's Restaurant525 m
  • Rosalinda's All Day Breakfast552 m
  • Jim's Place Pizza · 1600 32 Street631 m
  • The Sprouted Fig · 3407 30th Ave635 m
  • Lunch Matters... Breakfast Too · 2908 32 St643 m

Cafes (4)

  • Mug & Muffin · 2801B 34 Street469 m
  • Starbucks545 m
  • Triumph Coffee · 3401a 30 Avenue638 m
  • Tim Hortons710 m

Grocery (3)

  • Canadian Wholesale Club428 m
  • FreshCo667 m
  • Simply Market722 m

Parks (5+)

  • Linear Park288 m
  • Linear Park346 m
  • Unnamed585 m
  • Polson Park648 m
  • Unnamed663 m

Shopping (5+)

  • Fruit Union Plaza579 m
  • Pinnacle General Surgery Clinic727 m
  • Unnamed727 m
  • Unnamed727 m
  • Unnamed728 m

Pharmacies (2)

  • Remedy's Rx357 m
  • Shoppers Drug Mart717 m

Banks & ATMs (3)

  • BMO515 m
  • RBC688 m
  • Scotiabank692 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$207,200.00
Periodic payment — Principal & Interest (monthly)$1,336.78
Additional monthly expenses (strata, tax, utilities, etc.)$553.90
Total monthly cost$1,890.68
Interest paid over 5-yr term$59,384.12
Balance at end of term$186,377.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,892.04

Cash Needed at Closing

Minimum down payment$12,950
Estimated BC PTT$3,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,630

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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