Property Type: Land / LotOwnership: Freehold

3417 Hilltown Close

Kelowna, BC V1V2R1

$378,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.1 acres
Frontage
46 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,594.4

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View (panoramic)

Listing Information

MLS®
10379991
Listed
March 19, 2026
Time on market
On the market for 165 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

Below assessed value! Rare opportunity to secure a premium building lot in sought-after McKinley Beach. Tucked away on a quiet cul-de-sac and within walking distance to the brand new amenity centre, sports courts, playgrounds and community gardens. Extended height allowances permit a rare 2-storey plus walkout basement design, offering flexibility to build a spacious family home with potential for a suite with separate entrance. Positioned off the main road, this lot offers a peaceful setting with future lake views and a beautiful outlook toward greenspace and forest. Sellers are including development-approved plans for a walkout rancher with triple garage and pool, saving significant time and cost. McKinley Beach offers marina and beach access, scenic trail network and incredible amenities supporting the Okanagan lifestyle. Residents enjoy exclusive use of the community centre with pool, hot tub and gym, and now have access to the newly opened Azhadi Vineyards winery and restaurant just minutes away. Located less than 20 minutes to downtown Kelowna and close to UBCO and the airport. Small annual amenity fee applies. GST has been paid. (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle5.5 km
George Elliot SecondarySecondary5.6 km
Peter Greer ElementaryElementary6.1 km
Aberdeen Hall Preparatory School(Independent)K-126.3 km
North Glenmore ElementaryElementary6.5 km
Davidson Road ElementaryElementary7.0 km
Dr Knox Middle SchoolMiddle7.1 km
Ellison ElementaryElementary8.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$302,400.00
Periodic payment — Principal & Interest (monthly)$1,950.98
Additional monthly expenses (strata, tax, utilities, etc.)$132.87
Total monthly cost$2,083.85
Interest paid over 5-yr term$86,668.71
Balance at end of term$272,009.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,900
Stress test qualifying rate8.09%
Payment you must qualify for$2,761.35

Cash Needed at Closing

Minimum down payment$18,900
Estimated BC PTT$5,560
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,960

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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