Property Type: Detached HouseOwnership: Freehold

3420 Pass Creek Road

Krestova, BC V0G1H2

$479,000

3 bed2 bath1,805 sqftBuilt 1996
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.95 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,217.42

Interior

Heating
Forced air, See remarks
Fireplace
None

Building

Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
Unfinished RoomBasement13'5'' x 24'1''
Unfinished RoomBasement15'3'' x 15'3''
Living roomSecond level15' x 16'11''
Dining roomSecond level11'6'' x 12'
KitchenSecond level12'11'' x 15'5''
BedroomMain level9'11'' x 15'9''
BedroomMain level9'11'' x 13'8''
Full bathroomMain level8'2'' x 9'6''
Laundry roomMain level6'10'' x 8'2''
Full ensuite bathroomMain level7' x 8'6''
Primary BedroomMain level11'11'' x 16'8''
FoyerMain level6'9'' x 9'5''

Listing Information

MLS®
10398126
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Privacy and Rural Kootenay living at its finest! This 3 bedroom 2 bath home is an empty canvas waiting for you to bring your ideas and help it reach its fullest potential. Resting on 0.95 acres of unzoned land, the world is your oyster! Completely encompassed in trees, there is not a neighbour in sight! Come enjoy this Kestova Gem, you won't want to miss out on this opportunity! *Water intake and exterior water works from Planiden Brook need to be replaced* (id:63159)

Values & Trends

This listing

$265/sqft

Building average

No other active listings in this building

Pass Creek Valley average

$475/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Castlegar

Mainly Clear

15°C

Mainly Clear

Humidity 73%

Wind WNW 5 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sequoia CentreSecondary3.2 km
Brent Kennedy ElementaryElementary3.9 km
Mount Sentinel SecondaryK-124.5 km
Robson Community SchoolElementary13.2 km
Twin Rivers ElementaryElementary13.4 km
Stanley Humphries SecondarySecondary13.5 km
Kinnaird ElementaryElementary16.7 km
Blewett Elementary SchoolElementary17.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,200.00
Periodic payment — Principal & Interest (monthly)$2,472.28
Additional monthly expenses (strata, tax, utilities, etc.)$274.78
Total monthly cost$2,747.06
Interest paid over 5-yr term$109,826.22
Balance at end of term$344,689.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,499.18

Cash Needed at Closing

Minimum down payment$23,950
Estimated BC PTT$7,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information