Property Type: Condo / ApartmentOwnership: Strata

345 Dougall Road Unit# PH9

Kelowna, BC V1X0A8

$599,900

4 bed4 bath1 parking1,215 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$788/mo
Annual property tax
$2,745.47

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Insurance, Reserve Fund Contributions

Interior

Heating
Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate

Exterior & Lot

View
City view, Mountain view, View (panoramic)

Building

Roof
Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Room Dimensions

RoomLevelDimensions
KitchenBasement8'10'' x 8'9''
Living roomBasement15'6'' x 13'10''
4pc Ensuite bathBasement7'9'' x 4'8''
4pc Ensuite bathBasement7'9'' x 4'10''
4pc Ensuite bathBasement7'11'' x 4'11''
4pc Ensuite bathBasement7'3'' x 7'11''
Primary BedroomBasement13'8'' x 15'7''
Primary BedroomBasement11'5'' x 9'8''
Primary BedroomBasement12'1'' x 15'6''
Primary BedroomBasement12'0'' x 15'7''

Listing Information

MLS®
10378180
Listed
March 5, 2026
Time on market
On the market for 179 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan-Letnick Estates · Data source: CREA DDF.

Description

Savvy investors, smart homeowners, and forward-thinking parents take notice, this one checks every box! Situated in the heart of Rutland North, where lifestyle and investment potential come together. Located within a 10-minute walk to restaurants, coffee shops, grocery stores, and everyday amenities, this property offers unbeatable convenience in one of Kelowna’s fastest-growing neighbourhoods. Just a 15-minute bus ride to UBC Okanagan, the location makes this home highly attractive to students and young professionals looking to live close to campus without the high cost of transportation. Designed with both investors and owner-occupiers in mind, this thoughtfully laid-out unit features four spacious bedrooms, each with its own private ensuite bathroom. Whether you choose to live in one bedroom and rent the others to offset your mortgage, or operate the property purely as an investment, the flexibility is outstanding. The home also includes two sets of washers and dryers, eliminating the usual laundry-day congestion and adding everyday convenience for residents. The west-facing orientation fills the home with natural light and leads to a large patio with three separate access points from the bedrooms. Whether you're looking for a smart investment property or a primary residence with strong rental income potential, this is a rare opportunity that checks all the boxes. Don’t miss your chance to own this versatile and income-generating property. (id:63159)

Values & Trends

This listing

$494/sqft

Building average

$575/sqft

1 active listing(s)

Rutland North average

$451/sqft

47 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Middle SchoolMiddle760 m
Rutland Senior SecondaryElementary798 m
Pearson Road ElementaryElementary862 m
Flex Academy(Independent)K-12889 m
South Rutland ElementaryElementary953 m
Belgo Elementary SchoolElementary1.2 km
Kelowna Arts Academy(Independent)K-121.2 km
Rutland ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Latin Fiesta358 m
  • Jaide & Joel's Baking Company · 555 Montgomery Road510 m
  • Memphis Blues568 m
  • Fusion Food Lounge609 m
  • Alcatraz Chicken · 225 Rutland Road South701 m

Cafes (3)

  • Starbucks579 m
  • Dosa Crepe Cafe · Gray Road617 m
  • Unnamed621 m

Grocery (2)

  • IGA419 m
  • Save-On-Foods521 m

Parks (5+)

  • Rutland Bluff Linear Park261 m
  • Rutland Centennial Park327 m
  • Roxby Square405 m
  • Rutland Lions Park672 m
  • Briarwood Park759 m

Pharmacies (3)

  • Shoppers Drug Mart469 m
  • Paragon478 m
  • The Local Pharmacy · 225 Rutland Road South717 m

Banks & ATMs (4)

  • TD474 m
  • First West Credit Union · 110 Highway 33 West521 m
  • Basha Donair - Bitcoin Well ATM · 135 Rutland Road North568 m
  • Interior Savings689 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$1,077.93
Total monthly cost$4,174.21
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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