Property Type: Condo / ApartmentOwnership: Strata

3477 SPRUCE ROAD

Roberts Creek, BC V0N2W2

$1,099,000

3 bed2 bath3 parking1,547 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Lot size
11,517 square feet
Frontage
77 feet

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$55/mo
Annual property tax
$4,493.31 (2025)

Interior

Heating
Radiant heat
Fireplace
Yes (1)

Parking

Total spaces
3

Listing Information

MLS®
R3124291
Listed
May 15, 2026
Time on market
On the market for 108 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX City Realty · Data source: CREA DDF.

Description

Scandinavian farmhouse meets modern efficiency - and the result is something special. 9' ceilings, full-height windows, and an open layout made for effortless coastal living. The open concept living and dining flows out to the concrete patio for a seamless indoor outdoor experience. The chef's kitchen delivers with a dream pantry stocked with a bar fridge, freezer, and extra prep space. Concrete floors with radiant heat. Wool-carpeted stairs. A spa-like curb-less shower. Every detail is intentional. Every finish thoughtfully chosen. EV charger, on-demand hot water, Hardi-plank siding, metal roof low-maintenance done right. Tucked on a quiet no-thru street, on a sunny south-facing ¼ acre lot, steps from a quiet beach access path and Flume Beach. Great neighbours in every direction! (id:63159)

Values & Trends

This listing

$710/sqft

Building average

No other active listings in this building

Roberts Creek average

No comparable active listings

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gibsons

13°C

Humidity 87%

Wind N 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Roberts Creek ElementaryElementary1.6 km
Davis Bay ElementaryElementary4.6 km
du PacifiqueElementary8.8 km
Secondaire ChatelechSecondary9.0 km
Chatelech SecondaryElementary9.0 km
Cedar Grove ElementaryElementary10.1 km
Kinnikinnick ElementaryElementary10.6 km
Elphinstone SecondarySecondary10.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$506.44
Total monthly cost$6,178.74
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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