Property Type: Detached HouseOwnership: Freehold

3479 Fraser Rd

Courtenay, BC V9N9P5

$599,000

2 bed1 bath8 parking1,124 sqftBuilt 1966
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
15,682 square feet
Zoning
Residential

R-SSMUH

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,307.51

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
Living roomMain level15'3 x 17'5
Laundry roomMain level6'1 x 10'3
KitchenMain level8'11 x 14'8
Dining roomMain level14'5 x 7'11
Primary BedroomMain level17'2 x 13'8
BedroomMain level11'1 x 9'2
BathroomMain level4-Piece

Listing Information

MLS®
1043285
Listed
July 18, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

Spacious, 1,190 sq. ft. rancher on a large, sunny lot just a two-minute walk to the ocean, Millard Park, and scenic waterfront trails. Don't let the 2-bedroom, 1-bath layout fool you—this home offers generous living spaces, a bright interior, and an inviting floor plan. Enjoy relaxing or entertaining on the expansive sun-filled deck overlooking the private backyard. Two separate driveways provide excellent flexibility—one leading to the home and the other to the attached garage/carport and unfinished basement. A large detached outbuilding currently used for storage offers endless possibilities as a workshop, barn, garage, studio, or hobby space. There is abundant RV parking and room for additional vehicles, toys, or recreational equipment. You can even stroll to downtown Courtenay in about 30 minutes to enjoy its popular restaurants, cafés, breweries, and pubs on the way. The Small-Scale Multi-Unit Housing (R-SSMUH) zoning offers excellent potential for future development or subdivision. (id:63159)

Values & Trends

This listing

$533/sqft

Building average

No other active listings in this building

Courtenay City average

$546/sqft

30 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nala'atsi Alternate ProgramSecondary2.6 km
Royston ElementaryElementary2.7 km
Courtenay ElementaryElementary2.7 km
Aspen Park ElementaryElementary3.1 km
Lake Trail CommunityMiddle3.3 km
Ecole Robb RoadElementary3.5 km
Ecole Puntledge Park ElementaryElementary3.7 km
Arden ElementaryElementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Walmart Supercentre · 3199 Cliffe Avenue690 m

Shopping (1)

  • Winners551 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$414.96
Total monthly cost$3,506.59
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information