Property Type: Condo / ApartmentOwnership: Strata

3499 LUOMA RD Road Unit# 156

Malakwa, BC V0E2J0

$99,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.07 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10380622
Listed
March 26, 2026
Time on market
On the market for 158 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Four-season RV lot for sale at Cedars RV Resort! This level, fully serviced site features 50-amp power and backs directly onto a provincial park, offering exceptional privacy and access to forested walking trails. Located near Mara Lake and Shuswap Lake, this property is ideal for year-round recreation including boating, fishing, hiking, biking, and snowmobiling. Monthly strata fee of $201.48 includes hydro, water, septic, garbage, snow removal, on-site caretaker/management, resort maintenance, insurance, property taxes, bookkeeping, and annual financials—providing truly hassle-free ownership. Site includes a fire pit and picnic table, with all utilities connected and ready for immediate use. Perfect for full-time seasonal living, weekend getaways, or snowbirds. Located in one of BC’s premier four-season recreation areas with endless outdoor activities nearby. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Sicamous average

$822/sqft

3 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Revelstoke

Clear

13°C

Clear

Humidity 91%

Wind WSW 4 km/h

Tonight

10°

Tuesday

25°

Tuesday night

13°

Wednesday

22°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Parkview Elementary SchoolElementary12.7 km
Eagle River SecondaryK-1212.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$79,920.00
Periodic payment — Principal & Interest (monthly)$515.62
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$515.62
Interest paid over 5-yr term$22,905.30
Balance at end of term$71,888.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,995
Stress test qualifying rate8.09%
Payment you must qualify for$729.79

Cash Needed at Closing

Minimum down payment$4,995
Estimated BC PTT$999
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,494

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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