Property Type: Detached HouseOwnership: Freehold

3520 25th Street S

Cranbrook, BC V1C7H3

$950,000

3 bed3 bath2,155 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
3.93 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,121.09

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Heat Pump
Fireplace
None

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomBasement14'7'' x 10'6''
BedroomBasement16'11'' x 11'2''
Full bathroomBasement
Full bathroomMain level
Full ensuite bathroomSecond level
Primary BedroomSecond level14'10'' x 16'
Living roomMain level14'11'' x 11'1''
KitchenMain level7'7'' x 22'10''

Listing Information

MLS®
10385342
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Kootenay Inc. · Data source: CREA DDF.

Description

Stunning 3 bedroom, 3 bathroom home with shop, pole barn and riding arena on almost 4 acres in desirable Gold Creek. Originally built as a log cabin in the 90's, this house had a major addition added and numerous updates done to create a well thought out, functional and immaculate home to raise your family in. The main floor boasts a wide open entry way, den/office, full bathroom with soaker tub, dining area with gas fireplace and a spacious kitchen with eat up island. The second floor is the primary bedroom with plenty of space, walk in closet and full ensuite. Downstairs there are 2 more bedrooms, one that also works well as a TV room, laundry, utilities and another full bathroom. Outside the property is fenced and cross fenced, there is a 29x23 workshop with wood storage at the back, 4 bay pole barn, hay shed with tack room, fenced off yard, garden area, riding arena, multiple storage sheds and a nicely treed forest area. Very private, this acreage provides the perfect opportunity to live just minutes to town and schools while enjoying the piece and quiet you will only get outside of city limits. Contact us for more info today! (id:63159)

Values & Trends

This listing

$441/sqft

Building average

No other active listings in this building

CRANL Cranbrook Periphery average

$510/sqft

7 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 69%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highlands ElementaryElementary1.8 km
Kootenay Orchards ElementaryElementary2.0 km
St Mary's Catholic Independent(Independent)Elementary2.6 km
Laurie Middle SchoolMiddle3.1 km
Gordon Terrace ElementaryElementary3.3 km
Kootenay Educational ServicesSecondary3.6 km
Mount Baker SecondaryElementary3.7 km
Steeples ElementaryElementary3.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (strata, tax, utilities, etc.)$368.09
Total monthly cost$5,271.35
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$70,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.89

Cash Needed at Closing

Minimum down payment$70,000
Estimated BC PTT$17,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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