Property Type: Detached HouseOwnership: Freehold

3528 CANTERBURY DRIVE

Surrey, BC V3Z0G8

$2,280,000

4 bed4 bath5 parking4,392 sqftBuilt 1995
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Amenities

Also listed: Recreation Centre, Laundry - In Suite, Whirlpool

Property Details

Property & Lot

Sub-type
House
Lot size
10,141 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,542.7 (2025)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
Yes (4)

Parking

Total spaces
5 — covered indicated
Features
Garage, Other

Listing Information

MLS®
R3116698
Listed
April 29, 2026
Time on market
On the market for 124 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Saba Realty Ltd. · Data source: CREA DDF.

Description

Morgan Creek - Refined finishes define this custom-built 5bd/4ba, 4,392 sf residence set on a stately 10,141 sf lot. Thoughtfully designed over three levels, the home blends warmth with timeless design. A welcoming double-height foyer opens to an entertainer's main floor with detailed millwork, vaulted living room, formal dining area & priv office. The custom kitchen features granite cntrs, oversized island, and bright eating area overlooking secluded bkyd retreat. Upstairs offers a serene primary suite w/ spa-inspired ensuite plus two spacious bdrms. Lower level includes two add'l bdrms, gym, wine cellar, and full kitchen with separate entry-ideal for extended family or suite potential. Triple garage, generous mudroom, and rough-in laundry complete this exceptional offering. Call today! (id:63159)

Values & Trends

This listing

$519/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Morgan ElementaryElementary1.2 km
Rosemary Heights ElementaryElementary1.5 km
Sunnyside ElementaryElementary1.5 km
Southridge School(Independent)K-121.8 km
Grandview Heights SecondaryElementary2.5 km
Pacific Heights ElementaryElementary2.6 km
Edgewood ElementaryElementary2.6 km
White Rock Christian Academy(Independent)K-123.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Greenbelt332 m
  • Greenbelt759 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($456,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,824,000.00
Periodic payment — Principal & Interest (monthly)$11,767.83
Additional monthly expenses (strata, tax, utilities, etc.)$931.89
Total monthly cost$12,699.72
Interest paid over 5-yr term$522,763.64
Balance at end of term$1,640,693.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$456,000
Stress test qualifying rate8.09%
Payment you must qualify for$14,025.92

Cash Needed at Closing

Minimum down payment$456,000
Estimated BC PTT$46,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$503,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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