Property Type: OtherOwnership: Freehold

3542 HIGGINS ROAD

Canim Lake, BC V0K1J0

$419,000

2 bed1 bath938 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
Recreational
Stories
1
Lot size
0.48 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$1,616.33 (2026)

Interior

Basement
Partial
Heating
Electric
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Wood
View
Lake view
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Metal, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Living roomMain level
Bedroom 2Main level
Bedroom 3Basement

Listing Information

MLS®
R3151828
Listed
August 1, 2026
Time on market
On the market for 30 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Welcome to 3542 Higgins Road on beautiful Canim Lake! Set on 0.49 acres, this well-maintained waterfront cabin offers easy access to a great gravel beach. The main floor provides just under 700 sq. ft. with a kitchen and bath, cozy living room and one bedroom, all finished in warm wood tone finish. Guests will enjoy the private room below, complete with two built-in bunks and a separate entrance. A detached building offers hobby and storage space, an infrared sauna and hot tub. Take in beautiful lake and mountain views from the covered deck. Services include hydro, fibre-optic internet, lake water, a grey-water system and dry toilet. Fully equipped and turnkey, this is a special retreat for relaxing, recharging and making memories at the lake! (id:63159)

Values & Trends

This listing

$447/sqft

Building average

No other active listings in this building

Canim Lake average

$534/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,200.00
Periodic payment — Principal & Interest (monthly)$2,162.60
Additional monthly expenses (strata, tax, utilities, etc.)$181.69
Total monthly cost$2,344.29
Interest paid over 5-yr term$96,069.28
Balance at end of term$301,513.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,060.87

Cash Needed at Closing

Minimum down payment$20,950
Estimated BC PTT$6,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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