Property Type: Detached HouseOwnership: Freehold

3546 MABEL LAKE Road

Lumby, BC V0E2E6

$1,529,000

4 bed3 bath4 parking2,361 sqftBuilt 1996
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.34 acres
Frontage
100 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,800

Interior

Basement
Full
Heating
Baseboard heaters, Electric, Other
Fireplace
Yes (2)
Fireplace type
Free Standing Metal, Insert
Flooring
Laminate, Ceramic Tile

Exterior & Lot

Exterior features
Wood siding
View
Lake view, Mountain view, Valley view, View of water, View (panoramic)
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
4pc BathroomSecond level
BedroomBasement13'7'' x 10'10''
BedroomBasement17'1'' x 10'10''
LoftSecond level15'11'' x 12'7''
BedroomSecond level14'4'' x 12'8''
Laundry roomMain level8'0'' x 7'11''
Full bathroomMain level7'11'' x 7'8''
Primary BedroomMain level15'1'' x 12'10''
KitchenMain level11'8'' x 10'1''
Dining roomMain level12'2'' x 9'1''
Living roomMain level19'6'' x 14'6''

Listing Information

MLS®
10389636
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Once-in-a-Lifetime Lakefront Property This is more than just a home—it’s a place where legacies are created, memories are made, and life slowsdown. Welcome to your private lakeside retreat, where over 100 feet of your own sandy beach land stunning panoramic lake views set the stagefor the ultimate family getaway or dream residence. Whether you're looking to create a multi-generational vacation home or capitalize on anexceptional investment opportunity, this property delivers. With a proven track record as a high-demand Airbnb rental, this home has thepotential to generate amazing ROI while giving you and your loved ones a magical escape whenever you desire. Step inside to soaring vaultedceilings and a wall of windows that frame the lake from almost every room. With 4 bedrooms and 3 full bathrooms, the unique layout includesone bedroom on the main floor, a bedroom and loft upstairs, and two more bedrooms downstairs—perfect for hosting family, friends, or guests.The expansive wrap-around deck invites entertaining, while the beachfront gazebo and BBQ area elevate lakeside living. Enjoy year-roundadventure right from your doorstep—world-class fishing, water sports, hiking, hunting, snowshoeing, and cross-country skiing are all withinreach. You’re just minutes away from a nearby golf course and the local airport by water. Located only 35km from Lumby and just 50 minutesfrom Vernon, this rare gem offers the perfect mix of seclusion and accessibility. (id:63159)

Values & Trends

This listing

$648/sqft

Building average

No other active listings in this building

Lumby Valley average

$470/sqft

46 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 68%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($305,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,223,200.00
Periodic payment — Principal & Interest (monthly)$7,891.67
Additional monthly expenses (strata, tax, utilities, etc.)$268.00
Total monthly cost$8,159.67
Interest paid over 5-yr term$350,572.64
Balance at end of term$1,100,272.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$305,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,405.98

Cash Needed at Closing

Minimum down payment$305,800
Estimated BC PTT$28,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$335,880

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information