Property Type: Detached HouseOwnership: Freehold

355 9th Avenue

Montrose, BC V0G1P0

$399,900

2 bed1 bath1,020 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,543.53

Interior

Heating
Forced air, See remarks
Fireplace
None
Flooring
Hardwood, Mixed Flooring

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OfficeBasement11'7'' x 11'6''
WorkshopBasement12'10'' x 11'6''
4pc BathroomMain level5' x 7'11''
BedroomMain level8'3'' x 11'3''
Primary BedroomMain level9' x 12'3''
Dining roomMain level8' x 10'
KitchenMain level11'3'' x 11'7''
Living roomMain level11'3'' x 18'6''

Listing Information

MLS®
10393363
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

An incredible opportunity to own a detached home in the highly desirable Village of Montrose for under $400K! Built in 1953 this classic home has been well kept and loved over the years. Situated on a large lot with mature trees, garden area, alley access, and detached workshop/small garage this home features hardwood floors, nice sized living room, and 2 comfortable bedrooms plus a separate dinging room that can easily be utilized as a 3rd bedroom depending on your family's needs. The unfinished basement offers a blank canvas to double your living space. Bring your modern ideas and build instant sweat equity! Contact your favorite Kootenay Real Estate agent today to book a viewing. (id:63159)

Values & Trends

This listing

$392/sqft

Building average

No other active listings in this building

Village of Montrose average

$286/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

17°C

Humidity 55%

Wind WNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,013

(2021 Census)

+1.7% since 2016

Density: 693.8/km²

Dwellings: 435

Median household income: $94,000

After-tax: $79,500

Immigrant population: 6.9%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Glenmerry ElementaryElementary5.5 km
Fruitvale ElementaryElementary5.5 km
Kootenay Columbia SecondarySecondary7.6 km
J Lloyd Crowe SecondaryElementary8.1 km
St Michael's Elementary(Independent)Elementary8.2 km
James L Webster ElementaryElementary11.0 km
des Sept-sommetsElementary/Middle14.6 km
Rossland Summit SchoolElementary/Middle14.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$262.96
Total monthly cost$2,326.98
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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