Property Type: Detached HouseOwnership: Freehold

3595 Lakeshore Road

Kelowna, BC V1W3K1

$2,200,000

4 bed2 bath1,300 sqftBuilt 1940
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.26 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,612.58

Interior

Heating
Forced air, See remarks
Fireplace
None

Room Dimensions

RoomLevelDimensions
Living roomMain level16' x 17'
4pc BathroomMain level
Full bathroomMain level
BedroomMain level8' x 10'
BedroomMain level9' x 10'
BedroomMain level11' x 13'
Primary BedroomMain level10' x 17'
KitchenMain level10' x 11'
Dining roomMain level8' x 11'
KitchenMain level10' x 11'

Listing Information

MLS®
10367579
Listed
November 4, 2025
Time on market
On the market for 300 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Located in the Recreational Corridor of Lakeshore Road (Lower Mission) Across the street from one of Kelowna's iconic Lakefront Properties. Zoned MF-1 (infill housing) offering flexibility for Townhomes, Duplexes, or a small scale multifamily build on these spacious flat lots. Property has a 1940's built Ranch style 4 bedroom home that is currently rented. Combined these properties are perfect for the boutique developer, investor group or as a high end recreational/urban living development as a land assembly. (id:63159)

Values & Trends

This listing

$1,692/sqft

Building average

No other active listings in this building

Lower Mission average

$690/sqft

94 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary455 m
KLO Middle SchoolMiddle1.2 km
Raymer ElementaryElementary1.4 km
Kelowna SecondarySecondary1.5 km
Immaculata Regional High School(Independent)Secondary1.9 km
de l'Anse-au-sableK-121.9 km
Kelowna Christian School(Independent)K-122.5 km
A S Matheson ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • kb&co · 3477 Lakeshore Road313 m
  • Shore Line Brewing · 3477 Lakeshore Road357 m
  • T-ONE Restaurant · 3477 Lakeshore Road380 m
  • Bless'd Sips & Slices · 3377 Lakeshore Road514 m

Cafes (3)

  • Half Blind Bean Coffee623 m
  • Tim Hortons674 m
  • Black Rabbit Coffee House715 m

Grocery (1)

  • Save-On-Foods784 m

Parks (5+)

  • Rotary Beach Park323 m
  • Boyce-Gyro Beach Park388 m
  • Waterfront Walkway - El Dorado Hotel/Manteo Resort619 m
  • Watt Road Beach Access763 m
  • Fascieux Creek Wetland784 m

Gyms (1)

  • The Athlete Den Training & Rehab Studio Inc. · 3320 Richter Street621 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($440,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,760,000.00
Periodic payment — Principal & Interest (monthly)$11,354.92
Additional monthly expenses (strata, tax, utilities, etc.)$366.05
Total monthly cost$11,720.97
Interest paid over 5-yr term$504,421.06
Balance at end of term$1,583,125.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$440,000
Stress test qualifying rate8.09%
Payment you must qualify for$13,533.78

Cash Needed at Closing

Minimum down payment$440,000
Estimated BC PTT$44,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$485,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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