Property Type: Land / LotOwnership: Freehold

3596 Fox Farm Road

Merritt, BC V1K1B8

$435,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
9.99 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,432.49

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Listing Information

MLS®
10376830
Listed
February 23, 2026
Time on market
On the market for 189 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Merritt R.E. Serv · Data source: CREA DDF.

Description

Here is a rare opportunity to own 9.9 acres of raw land on beautiful Fox Farm Road. This private property offers breathtaking views of the Nicola Valley and is just a short 10 minute drive to Merritt, giving you the perfect balance of rural living and everyday conveniences. Backing directly onto Crown land on Iron Mountain, you’ll have endless miles of outdoor adventure right at your doorstep. Whether you’re dreaming of building a custom home, a getaway retreat, or creating your ideal rural lifestyle, this property is full of potential. Life in the Nicola Valley offers the convenience of a highway in every direction, making travel simple and accessible, along with access to endless recreation and adventure. Bring your vision and make your dream property a reality here! Call the listing agent to book your showing. No walking the lot without a pre-booked appointment. (id:63159)

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicola Canford ElementaryElementary2.9 km
Diamond Vale ElementaryElementary3.3 km
Kengard Alternate SchoolSecondary4.2 km
Merritt Central ElementaryElementary4.2 km
Merritt SecondaryElementary4.5 km
Collettville ElementaryElementary4.7 km
Merritt Bench ElementaryElementary5.2 km
Lower Nicola Band School(Independent)Elementary10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$348,000.00
Periodic payment — Principal & Interest (monthly)$2,245.18
Additional monthly expenses (strata, tax, utilities, etc.)$119.37
Total monthly cost$2,364.55
Interest paid over 5-yr term$99,737.80
Balance at end of term$313,027.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,177.75

Cash Needed at Closing

Minimum down payment$21,750
Estimated BC PTT$6,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,950

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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