Property Type: Detached HouseOwnership: Freehold

36 Irwin St

Nanaimo, BC V9R4X1

$459,900

2 bed1 bath2 parking956 sqftBuilt 1905
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Property Details

Property & Lot

Sub-type
House
Lot size
2,759 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,088.53

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
2 — uncovered indicated
Features
Street

Room Dimensions

RoomLevelDimensions
BedroomMain level10'0 x 10'5
BedroomMain level8'9 x 10'5
KitchenMain level16'8 x 9'0
BathroomMain level4-Piece
Laundry roomMain level7'7 x 5'0
Dining roomMain level11'0 x 15'3
Living roomMain level16'1 x 15'9
Unfinished RoomLower level15'5 x 9'9
Unfinished RoomLower level14'11 x 14'6
Utility roomLower level19'7 x 24'4

Listing Information

MLS®
1034601
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Charming ocean-view 2-bedroom, 1-bathroom character home in a prime location just steps from the Hullo ferry and Port Place Mall. Enjoy the convenience of walkable shopping, dining, and transit, all while taking in beautiful ocean views. The home offers a functional layout with bright living spaces, ideal for first-time buyers, downsizers, or investors. The unfinished basement provides excellent potential for storage, a workshop, or future living space. A rare opportunity to own a character home in such a central and connected location with a view—don’t miss out! Data and measurements are approximate and should be verified if important. (id:63159)

Values & Trends

This listing

$481/sqft

Building average

No other active listings in this building

Old City average

$421/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bayview ElementaryElementary1.0 km
Pauline Haarer ElementaryElementary1.2 km
Georgia Avenue ElementaryElementary1.7 km
Fairview ElementaryElementary1.9 km
John Barsby SecondarySecondary2.0 km
Learning AlternativesSecondary2.0 km
Park Avenue ElementaryElementary2.1 km
Nanaimo District SecondarySecondary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bar Luna · Victoria Road 7257 m
  • Bamboo Garden · 67 Victoria Crescent355 m
  • Thai Cook · 22 Victoria Crescent434 m
  • Bastion Pizza Company · 16 Victoria Crescent450 m
  • Nana Sushi · 14 Victoria Crescent457 m

Cafes (5+)

  • Starbucks · 650 Terminal Avenue420 m
  • The Vault Cafe · 499 Wallace Street485 m
  • Serious Coffee · 60 Commercial Street580 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street605 m
  • Ironworks Café & Crêperie · 200 Commercial Street752 m

Grocery (3)

  • Thrifty Foods · 650 Terminal Avenue425 m
  • ManLee Oriental · 385 Terminal Avenue648 m
  • Superette681 m

Parks (5+)

  • Pioneer Square Park289 m
  • Nob Hill Park · 400 Milford Crescent389 m
  • Deverill Square Gyro 2 Park · 200 Irwin Street398 m
  • Italian Square Park417 m
  • Piper Park541 m

Shopping (2)

  • London Drugs · 650 Terminal Avenue397 m
  • Port Place Shopping Centre · 650 Terminal Avenue417 m

Gyms (2)

  • Dolly's Gym · 111 Nicol Street233 m
  • Kind Society Yoga726 m

Pharmacies (1)

  • Central Drugs510 m

Banks & ATMs (5+)

  • TD321 m
  • CIBC · 650 Terminal Avenue450 m
  • Scotiabank · 65 Commercial Street625 m
  • Scotiabank · 65 Commercial Street638 m
  • Coastal Community Credit Union · 59 Wharf Street645 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,920.00
Periodic payment — Principal & Interest (monthly)$2,373.69
Additional monthly expenses (strata, tax, utilities, etc.)$305.38
Total monthly cost$2,679.07
Interest paid over 5-yr term$105,446.93
Balance at end of term$330,945.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,359.65

Cash Needed at Closing

Minimum down payment$22,995
Estimated BC PTT$7,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,693

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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