Property Type: Detached HouseOwnership: Freehold

361 Cotlow Rd

Colwood, BC V9C2E9

$799,900

5 bed1 bath4 parking1,735 sqftBuilt 1960
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
7,500 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,677

Interior

Heating
Forced air, Oil
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StorageLower level11'7 x 11'8
WorkshopLower level11'6 x 11'8
Laundry roomLower level7'9 x 11'5
Family roomLower level11'2 x 15'10
BedroomLower level9'7 x 12'9
BedroomLower level9'2 x 10'9
BedroomMain level9'0 x 10'2
BedroomMain level7'10 x 11'8
BathroomMain level4-Piece
Primary BedroomMain level10'9 x 11'8
KitchenMain level12'0 x 12'7
Dining roomMain level12'0 x 15'5
BalconyMain level9'1 x 20'7
Living roomMain level11'7 x 18'11
EntranceMain level4'7 x 8'7

Listing Information

MLS®
1044289
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Westshore · Data source: CREA DDF.

Description

Ideally located walking distance to all three levels of schools, adjacent to Royal Bay’s numerous amenities: playgrounds, parks and trails, shopping, restaurants, coffee shops – everything you need is right at hand. This is your chance to get into a great neighbourhood and build sweat equity! Buyers can build value through updating the very spacious 3 bedroom, 1 bathroom upper suite with extra large living room with gas fireplace and sliding doors to the balcony, separate dining area and kitchen that could be amazing and the full height lower level is partially finished with over a 1000sqft, a walk-out entrance, 2 bedrooms, a family room, workshop and storage space that could easily be suited! A great opportunity in a family friendly neighbourhood. Opportunity Knocks! Don't miss the chance to get into a single family home with amazing potential today! (id:63159)

Values & Trends

This listing

$461/sqft

Building average

No other active listings in this building

Wishart South average

No comparable active listings

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Esquimalt

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

18,961

(2021 Census)

+12.5% since 2016

Density: 1,073.7/km²

Dwellings: 7,688

Median household income: $102,000

After-tax: $89,000

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 515
  • United States of America1.1% · 200
  • Philippines0.8% · 160
  • China0.7% · 125
  • Germany0.6% · 115
  • Korea, South0.5% · 90
  • India0.4% · 75
  • Portugal0.3% · 60

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Dunsmuir Middle SchoolMiddle336 m
Sangster ElementaryElementary632 m
Royal Bay SecondaryElementary798 m
Wishart ElementaryElementary886 m
Colwood ElementaryElementary2.2 km
Westshore Secondary SchoolSecondary2.3 km
Brookes Westshore(Independent)Elementary2.9 km
John Stubbs MiddleElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Meadow Park Green326 m
  • North Ridge Park347 m
  • Gratton Park365 m
  • North Ridge Forest Park439 m
  • Passage Park · 3381 Hatley Drive478 m

Nearby places data: © OpenStreetMap contributors.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$393.42
Total monthly cost$4,521.96
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information