Property Type: FourplexOwnership: Freehold

3610 Eagle Bay Road Lot# C

Eagle Bay, BC V0E1T0

$379,000

1 bed1 bath1 parking1,189 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
Fourplex
Stories
1

Ownership & Fees

Property type
Fourplex
Ownership
Freehold
Strata / maintenance fee
$439/mo
Annual property tax
$1,272

Interior

Heating
Baseboard heaters
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level8'5'' x 7'
DenMain level11' x 15'9''
Primary BedroomMain level8'11'' x 13'9''
Living roomMain level11'7'' x 12'7''
Dining roomMain level7'3'' x 12'7''
KitchenMain level10'5'' x 12'7''

Listing Information

MLS®
10383148
Listed
April 14, 2026
Time on market
On the market for 139 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty LTD · Data source: CREA DDF.

Description

Fully renovated lakefront condo with a truly unique floor plan! This semi-waterfront 1-bedroom + large den offers the perfect opportunity to enjoy year-round living on beautiful Shuswap Lake or secure an excellent investment property. Located in the charming Hummingbird Bay Apartments—a self-managed strata with only four units—this property offers a rare sense of privacy and community. Pet lovers will appreciate the no size restrictions, making it easy to bring your furry companions along. Step inside to find a well-maintained, thoughtfully updated home featuring spacious rooms, in-suite laundry, and stunning views of Shuswap Lake. Recent upgrades include a fully renovated kitchen, updated plumbing, new flooring, and fresh paint, creating a move-in-ready space with modern comfort. Enjoy the perks of lake living with your own private buoy and access to a shared dock for convenient passenger loading and unloading. Additional features include half of a double garage and a roof approximately 10 years old. Built with quality in mind, the unit offers concrete soundproofing and firewall separation between units, along with a UV-filtered common water system for added peace of mind. Strata fees of just $439.46/month cover heat, electricity, insurance, septic, and snow removal—delivering truly hassle-free living. With unbeatable value on Shuswap Lake, this is a rare opportunity you won’t want to miss. Be sure to view the virtual tour and book your private showing today! (id:63159)

Values & Trends

This listing

$319/sqft

Building average

No other active listings in this building

Eagle Bay average

No comparable active listings

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle4.1 km
Carlin Elementary MiddleElementary/Middle12.0 km
Sorrento ElementaryElementary13.7 km
North Canoe ElementaryElementary20.8 km
Shuswap SDA(Independent)Elementary/Middle20.9 km
Salmon Arm SecondarySecondary24.2 km
Eagle River SecondaryK-1224.5 km
Bastion ElementaryElementary24.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$303,200.00
Periodic payment — Principal & Interest (monthly)$1,956.14
Additional monthly expenses (strata, tax, utilities, etc.)$604.46
Total monthly cost$2,560.60
Interest paid over 5-yr term$86,897.99
Balance at end of term$272,729.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,768.66

Cash Needed at Closing

Minimum down payment$18,950
Estimated BC PTT$5,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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