Property Type: Detached HouseOwnership: Freehold

3653 HAWTHORNE AVENUE

Terrace, BC V8G5E1

$525,000

5 bed1 bath2,471 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
8,850 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,840.95 (2026)

Interior

Basement
Full
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Wood

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
DenLower level
Bedroom 4Lower level
Bedroom 5Lower level

Listing Information

MLS®
R3157184
Listed
August 19, 2026
Time on market
On the market for 12 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty (Terr) · Data source: CREA DDF.

Description

Well-loved family home on the Thornhill bench is ready for its new owners! Featuring 5 bedrooms (3 up and 2 down), this home offers space for all family configurations. The large open kitchen has views into the back yard, and the covered back deck provides a lovely spot for evening meals. The mostly finished basement has room for a second bathroom and storage spaces for the sports gear, the Christmas decorations or anything else you'd rather tuck away. The private (and fully fenced) backyard has a 16x16 ft shed (with 5 ft sliding door) and a 12x12 ft shed to boot! (id:63159)

Values & Trends

This listing

$212/sqft

Building average

No other active listings in this building

Terrace average

$342/sqft

69 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Rain

11°C

Rain

Humidity 97%

Wind W 14 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Thornhill PrimaryElementary1.3 km
Thornhill ElementaryElementary1.5 km
NW Regional Trades & Training CentreSecondary1.6 km
des Cinq-saumonsElementary/Middle4.6 km
Cassie Hall ElementaryElementary4.8 km
Suwilaawks Community SchoolElementary4.8 km
Centennial Christian School(Independent)K-125.0 km
Parkside SecondarySecondary5.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Banks & ATMs (1)

  • Unnamed636 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$420,000.00
Periodic payment — Principal & Interest (monthly)$2,709.70
Additional monthly expenses (strata, tax, utilities, etc.)$444.08
Total monthly cost$3,153.78
Interest paid over 5-yr term$120,373.21
Balance at end of term$377,791.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,825.60

Cash Needed at Closing

Minimum down payment$27,500
Estimated BC PTT$8,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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