Property Type: Detached HouseOwnership: Freehold

3684 Morningside Drive

West Kelowna, BC V4T2T8

$799,900

4 bed3 bath6 parking1,852 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,841

Interior

Heating
Heat Pump
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level13'3'' x 12'
Living roomMain level17' x 14'
KitchenMain level14'9'' x 12'2''
Dining roomMain level13'5'' x 8'
BedroomMain level11' x 10'11''
4pc BathroomMain level
3pc Ensuite bathMain level
Utility roomLower level12'2'' x 5'11''
BedroomLower level10'11'' x 9'11''
BedroomLower level12'4'' x 9'7''
3pc BathroomLower level

Listing Information

MLS®
10391338
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

A true gem in a sought-after neighbourhood! This beautifully maintained 4bed, 3bath family home offers the perfect blend of comfort, functionality, and exceptional outdoor living. Situated on a quiet street, this property is ideally located close to parks & great schools. Home features a welcoming open-concept main floor with vaulted ceilings, extra large living rm & cozy gas fireplace. Enjoy peek-a-boo views of Lake Okanagan and surrounding mountains while entertaining or relaxing outdoors. Kitchen has solid wood cabinetry & large pantry-style storage. Spacious primary bedroom features laminate flooring, abundant natural light, a walk-in closet, & ensuite complete with custom countertops, tile backsplash, quality wood cabinetry, walk-in shower w/built-in seat, & vinyl flooring. Second bedroom offers 1.5 closets, matching laminate flooring & direct access to the private backyard & pergola area. Lower level offers 2 additional bedrooms with oversized windows. Additional features include central air with an efficient heat pump system, central vac, underground irrigation, reverse osmosis water filtration system, plenty of storage space & double garage with workshop. Outside, the beautifully landscaped & fully fenced yard is designed for both relaxation and low-maintenance enjoyment. Mature trees provide privacy & shade, while a charming waterfall feature & pergola create a peaceful backyard retreat. The property also offers ample parking, including extra side parking for an RV. (id:63159)

Values & Trends

This listing

$432/sqft

Building average

No other active listings in this building

Glenrosa average

$379/sqft

44 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenrosa Middle SchoolMiddle434 m
Webber Road ElementaryElementary594 m
Glenrosa ElementaryElementary1.1 km
Our Lady of Lourdes(Independent)Elementary/Middle1.8 km
Helen Gorman ElementaryElementary2.0 km
Shannon Lake ElementaryElementary4.1 km
Sensisyusten House of Learning(Independent)Elementary4.6 km
Chief Tomat ElementaryElementary5.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Astoria Park129 m
  • Morningside Park170 m
  • Glen Abbey Park231 m
  • Webber Road Walkway298 m
  • Morning Star Bible Camp396 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$413.08
Total monthly cost$4,541.63
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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