Property Type: Condo / ApartmentOwnership: Strata

3699 Capozzi Road Unit# 811

Kelowna, BC V1W0G3

$1,100,000

2 bed2 bath2 parking900 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$560/mo
Annual property tax
$3,762.85

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Pool
Outdoor pool

Parking

Total spaces
2 — covered indicated
Features
Underground, Heated Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation8' x 5'
Full bathroomMain level5'8''
BedroomMain level9'9'' x 10'9''
Primary BedroomMain level9'8'' x 10'5''
Dining roomMain level11'11'' x 8'3''
Living roomMain level12'10'' x 10'8''
KitchenMain level11'4'' x 7'10''

Listing Information

MLS®
10357776
Listed
August 1, 2025
Time on market
On the market for 395 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

EXCEPTIONAL VALUE AT AQUA WATERFRONT. This 8th-floor corner unit is a ""must-see"" for the discerning buyer. Perched above the lake, the open-concept design is bathed in natural light, highlighting the high-end finishes and modern kitchen. The primary suite offers a private window to the water, while the second bedroom provides perfect flexibility for guests or a home office. Standout features include two rare underground parking stalls and a suite of resort-style amenities that rival any in the Okanagan. Situated moments from downtown but steps from the sand, this is a premium investment or residence priced for a timely transition. (id:63159)

Values & Trends

This listing

$1,222/sqft

Building average

$1,097/sqft

2 active listing(s)

Lower Mission average

$664/sqft

80 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
de l'Anse-au-sableK-121.0 km
Casorso ElementaryElementary1.1 km
Dorothea Walker ElementaryElementary2.0 km
KLO Middle SchoolMiddle2.0 km
Raymer ElementaryElementary2.4 km
Kelowna SecondarySecondary2.4 km
Immaculata Regional High School(Independent)Secondary2.6 km
Anne McClymont ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House294 m
  • Bright Jenny Coffee420 m

Parks (5+)

  • Cook Road Boat Launch103 m
  • Waterfront Walkway - Mission Shores295 m
  • Unnamed311 m
  • Waterfront Walkway - El Dorado Hotel/Manteo Resort335 m
  • Bluebird Road North Beach Access342 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$918.16
Total monthly cost$6,595.62
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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