Property Type: Detached HouseOwnership: Freehold

3723 Westside Road N

Kelowna, BC V1Z3W8

$2,599,000

5 bed5.5 bath2 parking2,944 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.56 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,617.34

Interior

Basement
Partial
Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Unknown, Decorative
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Metal
View
Lake view, Mountain view, View of water, View (panoramic)
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement14'2'' x 9'6''
Recreation roomBasement19'6'' x 10'6''
KitchenBasement18'7'' x 9'6''
BedroomBasement15'8'' x 10'11''
3pc BathroomBasement5'4'' x 8'0''
OtherMain level9'3'' x 6'3''
2pc BathroomMain level3'0'' x 7'6''
3pc Ensuite bathMain level9'4'' x 6'0''
4pc Ensuite bathMain level10'0'' x 7'5''
5pc BathroomMain level8'5'' x 7'9''
BedroomMain level13'2'' x 11'9''
BedroomMain level12'0'' x 11'9''
BedroomMain level14'1'' x 11'8''
Dining roomMain level11'7'' x 12'5''
FoyerMain level5'7'' x 10'1''
KitchenMain level11'2'' x 18'7''
Laundry roomMain level5'5'' x 7'5''
Living roomMain level19'2'' x 22'11''
Mud roomMain level5'9'' x 11'8''
Primary BedroomMain level19'3'' x 10'11''

Listing Information

MLS®
10395396
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Nestled on 1.56 acres with 205 ft of east-facing Okanagan lakefront, this polished Westside Rd retreat combines relaxed cottage charm with crisp modern finishes and sun-filled southern exposure. A new dock with 2 boat lifts and a lakeside cabana puts your boats, paddleboards and lake toys right at waters edge. Inside, the living room steals the show: warm wood ceilings, expansive windows and glass doors frame sweeping lake and mountain views, while generous dining and seating areas spill out to wrap-around decks for effortless entertaining. The reimagined kitchen features quartz counters, peninsula seating, wine storage and stainless appliances, keeping you connected to the view. The lake-view primary suite feels like a high end retreat with deck access and spa-inspired ensuite, and additional bedrooms plus a compact office nook handle guests or work from home with ease. The walkout lower level offers a cozy fireplace, a wonderful family room, second kitchen, bedroom and full bath complete with a separate entrance—ideal for extended family stays or flexible use, including potential short-term rental under local regulations. A double garage, generous level parking, wood shed and fenced terrace area provide excellent storage and usable outdoor space. Set in a private, rocky bluff setting 20 minutes from Kelowna’s amenities, this is quintessential Okanagan waterfront living on a rare acreage parcel. (id:63159)

Values & Trends

This listing

$883/sqft

Building average

No other active listings in this building

Westside Road average

$703/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary5.3 km
George Elliot SecondarySecondary7.1 km
HS Grenda Middle SchoolMiddle7.2 km
Peter Greer ElementaryElementary7.8 km
Oyama Traditional SchoolElementary12.3 km
North Glenmore ElementaryElementary12.7 km
Aberdeen Hall Preparatory School(Independent)K-1213.2 km
Dr Knox Middle SchoolMiddle13.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($519,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,079,200.00
Periodic payment — Principal & Interest (monthly)$13,414.29
Additional monthly expenses (strata, tax, utilities, etc.)$781.78
Total monthly cost$14,196.07
Interest paid over 5-yr term$595,904.70
Balance at end of term$1,870,247.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$519,800
Stress test qualifying rate8.09%
Payment you must qualify for$15,988.32

Cash Needed at Closing

Minimum down payment$519,800
Estimated BC PTT$55,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$577,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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