Property Type: Land / LotOwnership: Freehold

3728 Morningside Drive Lot# Trails 83

West Kelowna, BC V4T0B1

$389,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.15 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,092.01

Interior

Fireplace
None

Listing Information

MLS®
10397052
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Breathtaking lake and city views from Lot 83 at The Trails — West Kelowna’s newest master-planned community! This residential building lot offers the flexibility to create the home that’s right for you. Choose from the developer’s thoughtfully designed floor plan or bring your own plans and vision, subject to The Trails community design guidelines. Buyers may also choose to have the developer build their home or bring their own preferred builder. Set on the picturesque hillsides of Glenrosa, The Trails is designed to take advantage of panoramic Okanagan views while offering an exceptional lifestyle. Enjoy an expansive network of walking, hiking and biking trails, with beaches, golf courses and renowned Okanagan wineries all within easy reach. The Glenrosa neighbourhood offers convenient access to schools, community services, shopping and restaurants, while future plans for The Trails include additional retail and support services within the community. A rare opportunity to secure your homesite in a thoughtfully planned community and build on your terms. Bring your builder, bring your vision, or take advantage of the developer’s existing home design and building expertise. Discover the possibilities at The Trails! (id:63159)

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Webber Road ElementaryElementary576 m
Glenrosa Middle SchoolMiddle600 m
Glenrosa ElementaryElementary1.2 km
Our Lady of Lourdes(Independent)Elementary/Middle1.7 km
Helen Gorman ElementaryElementary2.2 km
Shannon Lake ElementaryElementary4.1 km
Sensisyusten House of Learning(Independent)Elementary4.6 km
Chief Tomat ElementaryElementary5.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Astoria Park66 m
  • Mule Deer Park266 m
  • Webber Road Walkway324 m
  • Morningside Park351 m
  • Glen Abbey Park396 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (strata, tax, utilities, etc.)$174.33
Total monthly cost$2,186.74
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,848.28

Cash Needed at Closing

Minimum down payment$19,495
Estimated BC PTT$5,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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